Re: Mini Spree..

jeffgucci · ‎05-20-2014

Okay so i finally decided to take a leap of faith after palying in the garden...I just finished rebuilding and need to pick up some new cards to replace First premier and Cap One (depending on their response) Apped for NavCheck and ask for $15k...approved...Chase Freedom (may need you helpw ith recon - got the 10 day message)...USAA denied they off'd me a secured card (the nerve) Cap One upgreded me to a Quicksilver just waiting to hear back from the EO on a CLI! Fingers crossed!!!!! At what point should i call Chase? I been reading and now tha USAA is a lost cause...

Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

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Anonymous · ‎05-20-2014

Nice job! Congrats.

yudeology101 · ‎05-20-2014

WTG Congrats on a successful app spree!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

BigBS · ‎05-20-2014

Congrats! I would call Chase now to find out the status and then prepare for a recon, if necessary.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

alvon123 · ‎05-20-2014

congrats!!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

jeffgucci · ‎05-20-2014

What is the Recon process like? should i just be prepred to discuss my report or why I applied....please give me some insight so I'll know going in...Thanks Guys!!!

Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

Take the FICO Fitness Challenge

gdale6 · ‎05-20-2014

Grats on your spree

coldnmn · ‎05-20-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

jeffgucci · ‎05-21-2014

Chase Freedom approved ....$1500...should i press for a CLI

Starting Score: 594 11/2010
Current Score: 5/14/2014 My Fico EX 675 TU 651 EQ 665
Goal Score: 850 (I'm coming)

Take the FICO Fitness Challenge

yudeology101 · ‎05-21-2014

@jeffgucci wrote:
Chase Freedom approved ....$1500...should i press for a CLI

It would certainly be another HP, i would just let it grow! I've seen a number of Freedom holders getting some lovely auto CLIs after 4-6months after good usage

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

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