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Mini spree yesterday.

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Rs26
Established Member

Mini spree yesterday.

I've been rebuilding for a while, and finally got my FICO 8's into the 700's, so I decided to run a mini app spree to replace my Credit One cards.  


My original lineup consisted of WF Active Cash ($4,800), Credit One Visa ($2,300) and Credit One MC ($1,600).

 

As of yesterday, I added Discover It ($8,000), Apple Card ($6,000), and Citi DC ($2,400).

 

Credit One treated me good and helped me rebuild for the last 5-years, but it's time to drop them and move on with some new cards that'll give me rewards w/ no AF. 

Message 1 of 12
11 REPLIES 11
gdale6
Moderator Emeritus

Re: Mini spree yesterday.


@Rs26 wrote:

I've been rebuilding for a while, and finally got my FICO 8's into the 700's, so I decided to run a mini app spree to replace my Credit One cards.  


My original lineup consisted of WF Active Cash ($4,800), Credit One Visa ($2,300) and Credit One MC ($1,600).

 

As of yesterday, I added Discover It ($8,000), Apple Card ($6,000), and Citi DC ($2,400).

 

Credit One treated me good and helped me rebuild for the last 5-years, but it's time to drop them and move on with some new cards that'll give me rewards w/ no AF. 


Pretty nice run of new cards there, grats on them all Smiley Happy

Message 2 of 12
babygirl1256
Senior Contributor

Re: Mini spree yesterday.

Congrats on your Discover It, Apple Card and Citi DC approvals. Perhaps you should keep the Credit One card since it reflects a 5-year history on your credit file and at least allow the new cards to gain some history. Someone on the forum that's an expert on algorisms will be able to provide better guidance in that area. Best wishes on your credit rebuild . . . I did it and so can you!!! Smiley Happy

 

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 12
DesertWanderer
Frequent Contributor

Re: Mini spree yesterday.

Congrats on your approvals and ditching Credit One!



Message 4 of 12
Elpadrino1
Valued Contributor

Re: Mini spree yesterday.

Congratulations on your approvals!! Keep up the great work!!

Message 5 of 12
Danmae777
Regular Contributor

Re: Mini spree yesterday.

Very nice pick ups, congratulations. 

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657
Message 6 of 12
CreditMagic7
Mega Contributor

Re: Mini spree yesterday.

Congratulations on your new approvals!! Nicely done in your rebuild efforts!!

Message 7 of 12
Five6Two
Frequent Contributor

Re: Mini spree yesterday.

Congrats! Way to get in with Discover and Citi! 

Siggy under construction Smiley Happy
Message 8 of 12
firefox100
Senior Contributor

Re: Mini spree yesterday.

 

Congratulations nice going get rid of cards that charge lots fees.

Message 9 of 12
CreditAggie
Community Leader
Super Contributor

Re: Mini spree yesterday.

Congratulations on your approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 12
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