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I've been rebuilding for a while, and finally got my FICO 8's into the 700's, so I decided to run a mini app spree to replace my Credit One cards.
My original lineup consisted of WF Active Cash ($4,800), Credit One Visa ($2,300) and Credit One MC ($1,600).
As of yesterday, I added Discover It ($8,000), Apple Card ($6,000), and Citi DC ($2,400).
Credit One treated me good and helped me rebuild for the last 5-years, but it's time to drop them and move on with some new cards that'll give me rewards w/ no AF.
@Rs26 wrote:I've been rebuilding for a while, and finally got my FICO 8's into the 700's, so I decided to run a mini app spree to replace my Credit One cards.
My original lineup consisted of WF Active Cash ($4,800), Credit One Visa ($2,300) and Credit One MC ($1,600).
As of yesterday, I added Discover It ($8,000), Apple Card ($6,000), and Citi DC ($2,400).
Credit One treated me good and helped me rebuild for the last 5-years, but it's time to drop them and move on with some new cards that'll give me rewards w/ no AF.
Pretty nice run of new cards there, grats on them all ![]()
Congrats on your Discover It, Apple Card and Citi DC approvals. Perhaps you should keep the Credit One card since it reflects a 5-year history on your credit file and at least allow the new cards to gain some history. Someone on the forum that's an expert on algorisms will be able to provide better guidance in that area. Best wishes on your credit rebuild . . . I did it and so can you!!! ![]()
Congrats on your approvals and ditching Credit One!
Congratulations on your approvals!! Keep up the great work!!
Very nice pick ups, congratulations.
Congratulations on your new approvals!! Nicely done in your rebuild efforts!!
Congrats! Way to get in with Discover and Citi!
Congratulations nice going get rid of cards that charge lots fees.
Congratulations on your approvals!