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My First Card -CapOne Secured :)

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New Contributor

My First Card -CapOne Secured :)

Was mailed yesterday, should be here tomorrow or Thursday.  Smiley Happy So exciting. 34 years old and I have my first CC.... even if its secured Im excited.

Message 1 of 11
10 REPLIES 10
Super Contributor

Re: My First Card -CapOne Secured :)

Congrats. That was my very first card in 2013. And now I have a crazy amount of credit. Good luck to you! Smiley Happy
Message 2 of 11
Valued Contributor

Re: My First Card -CapOne Secured :)

Congrats!

11/2017: EX 704 | TU 720 | EQ 672 -- Starting (2/2016): 630 | 620 | 580 -- INQs: 17 | 26 | 28 (last 6 months: 5 | 2 | 6)
AMEX Delta: $10k, Marvel: $8k, Discover IT: $7.2k, AMEX BCE: $6k, Target MC: $5k, PayPal 2%: $8k, CO QS: $2.6k, Merrick: $1.6k, Barclay's NFL Rewards: $1k, CO BuyPower: $500. And a mix of well-loved store cards.
Message 3 of 11
Valued Contributor

Re: My First Card -CapOne Secured :)

Congrats.  When I began my rebuilding process, I got a Cap 1 Secured card.  They have been good to me, offering me two more credit products. 


Gardening till December 2019
AMEX BCP| AMEX ED| BBVA NBA AMEX| Venture| QS| BoA Cash Rewards| Barclays Rewards MC
Message 4 of 11
New Contributor

Re: My First Card -CapOne Secured :)

Congrats! That was also my first card in May of last year. PIF every month and Cap1 will take good care of you! Less than a year later and I now have over $20k in CLs. Work it!

Message 5 of 11
New Contributor

Re: My First Card -CapOne Secured :)

Can I ask what everyones income is? Im around 37000 a year... so not great, but not bad either for where I live.

Message 6 of 11
Frequent Contributor

Re: My First Card -CapOne Secured :)

Congrats!  Your income doesnt matter, it's paying off all

your Balance in Full every month that matters. Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 7 of 11
Established Contributor

Re: My First Card -CapOne Secured :)

I have had a cap one secured for a year now and still cant get an usnecured cc with them. Hey KayKay65 Did they offer it to you or did you check their prequalify site? I dont want to keep wasting hard pulls checking to see if i can finally get approved.

Message 8 of 11
Valued Contributor

Re: My First Card -CapOne Secured :)

Awesome job!  Congrats on the first of many to come!  Smiley Happy

Ch13 Discharge 4/15: Start Rebuild 10/15: GOAL 720    

GARDENING SINCE 5/16/16
Message 9 of 11
Regular Contributor

Re: My First Card -CapOne Secured :)

Congrats!
Message 10 of 11
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