cancel
Showing results for 
Search instead for 
Did you mean: 

My first post! Diners Club Premier Approval!!

tag
Hppyfl
New Member

My first post! Diners Club Premier Approval!!

Hi All… I’ve been lurking on this forum for years (2011 I think). Never had the urge to post, but wanted to share the news of my Diners Card approval. I applied on 10/29, and received the 7-15 day message. I’ve called daily, checking status. Finally today when I called I noticed the CSR kept asking me detailed questions, such as my DOB, password, and the last four of my SS#. He paused for a while, and then advised I was approved for $5000.

 

I’m really excited. I would have never applied for this card if it wasn’t for this forum. My TU score as of 10/6 was 658, I know it was higher at the time of the application since I’ve paid down some of my cc balances this month, but not sure of the exact number. I would guess maybe 675 at the most. No collections, a couple of 30 day late auto loan payments from 2012, but high overall Utilization (61% right now).

 

I've learned so much from this forum, and with all knowledge I’ve gained I have my first $5000 card!

 

 

 

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: My first post! Diners Club Premier Approval!!


@Hppyfl wrote:

Hi All… I’ve been lurking on this forum for years (2011 I think). Never had the urge to post, but wanted to share the news of my Diners Card approval. I applied on 10/29, and received the 7-15 day message. I’ve called daily, checking status. Finally today when I called I noticed the CSR kept asking me detailed questions, such as my DOB, password, and the last four of my SS#. He paused for a while, and then advised I was approved for $5000.

 

I’m really excited. I would have never applied for this card if it wasn’t for this forum. My TU score as of 10/6 was 658, I know it was higher at the time of the application since I’ve paid down some of my cc balances this month, but not sure of the exact number. I would guess maybe 675 at the most. No collections, a couple of 30 day late auto loan payments from 2012, but high overall Utilization (61% right now).

 

I've learned so much from this forum, and with all knowledge I’ve gained I have my first $5000 card!

 

 

 


Congratulations and welcome to the forum!

 

Your approval is further encouragement for me on my app that's pending! Smiley Happy

Message 2 of 19
AzaleaB
Established Contributor

Re: My first post! Diners Club Premier Approval!!

Congrats!!!


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 3 of 19
Anonymous
Not applicable

Re: My first post! Diners Club Premier Approval!!

That's wonderful! Congrats

 

Message 4 of 19
FocusedAndDetermined
Senior Contributor

Re: My first post! Diners Club Premier Approval!!

Congrats!

Message 5 of 19
CreditMagic7
Mega Contributor

Re: My first post! Diners Club Premier Approval!!

Congrats! and Welcome To The Diner's Club International Family!

Message 6 of 19
uswala
Senior Contributor

Re: My first post! Diners Club Premier Approval!!

Congrats!

Message 7 of 19
Anonymous
Not applicable

Re: My first post! Diners Club Premier Approval!!

Congratulations!...Thanks For Sharing.Smiley Wink

Message 8 of 19
Anonymous
Not applicable

Re: My first post! Diners Club Premier Approval!!

Awesome!

Message 9 of 19
rryntz
Valued Member

Re: My first post! Diners Club Premier Approval!!

very nice, congrats!! Smiley Happy

Starting Score:535
Current Score:Equifax 675 Transunion 674 Experian 692 (MyFico 12/05/2014)
Goal Score: 720+
Chase Slate $500 | Cap1 QuickSilver $1500 | Cap1 Quicksilver $1250 | Cap1 Quicksilver $1000 | Navy Federal $10k | Barclay NFL Rewards $1500 | Barclay Rewards $1000 | Overstock.com $2700 | AMEX BCE $5000 | Cabela's Visa $1500
Entered Garden 11/2014 - staying minimum 6months
Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.