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Closed on my house today, so went and applied for the card I had my eye on - NFCU Plat.
This is my first card with them, member for only 3 months.
Massive intial approval @ lowest APR! Navy rocks!!
Congrats on the new home and the awesome Platinum approval!
Boooommmm is right!
Congrats on that very-high SL and killer APR!
That is an awesome SL from Navy!
And it just goes to show you how much they value relationship. I opened accounts with them, let them age 30 days without use and applied for Platinum. Even with being prior military, 800+ FICO, low DTI, and very high income, they only approved me for $10K on the Platinum, although at lowest interest rate. (But I have also been approved for several other cards this year, so that might have affected my limit?)
So your three months membership certainly helped, and did you get the mortgage through them as well?
Nope didn't get the mortgage through them.
I honestly was shocked! I was expecting an approval, but maybe at $5k or a toy limit. Wasn't expecting $25k!
@ldkcivilservant wrote:Nope didn't get the mortgage through them.
I honestly was shocked! I was expecting an approval, but maybe at $5k or a toy limit. Wasn't expecting $25k!
Wow, congrats again! Even more impressive!
Do you have data points to share?
FICOs? Debt/Utilization? Income? Other cards?
TU F8 was 807 this morning before the inquiries. Others are 790+
3/24 inquiries.
<1% util, $82k income. ABout 2% DTI before the mortgage hits
Congratulations on your awesome approval
YOU...
CONGRATS @Idkcivilservant on your NFCU 1st Card approval, the MASSIVE SL, and Welcome to the Navy Federal family!!!