NFCU 1st Card - BOOOM $25k @ 7.49%

[randomguy1]

congrats on both! big day!

[Aim_High]

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@ldkcivilservant wrote:

Always nice to review the e-mail again in the morning, just to make sure it actually happened!

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Wow, $25K and 7.49% lowest APR for a very first card with Navy FCU

is even more impressive with other cards in siggy ...

  FICO 8s 790-807 across all 3 CRBs

  NFCU Platinum $25k
  Discover It $8.4k
  Amex Delta Blue $8k
  Farm Bureau Member Rewards $5.5k
  Citi Double Cash $5.3k
  Chase Freedom Unlimited $1k

Your highest card was $8.4K and Navy approved you for $25K on a first card? 

They must really love you! 

That's like 2nd Navy card numbers from what I've seen! 

I'm still trying to wrap my head around that and wonder if the super-low DTI was the only factor.

Anything else distinguish your application? 

Either way, congrats again!

[Anonymous]

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@Ecast6680 wrote:
I'm trying to open up a third CC but don't want to get one of those boof ones like Indigo, Credit One, etc.

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I wouldn't get a sunless tanning card either.  Boof burn should always come with a money back guarantee.

[Aim_High]

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@Ecast6680 wrote:
I do not, unfortunately. I also don't know anyone who could be a sponsor. Any other credit unions that are recommended? I'm trying to open up a third CC but don't want to get one of those boof ones like Indigo, Credit One, etc.

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This is a little off-topic, so-as not to derail the thread, I'll IM you.  Check your messages.

[ldkcivilservant]

Nothing else especially interesting comes to mind - DPs have already been provided. As we all know, navy can just be weird sometimes.

I’m not complaining!

[Pro-X]

Congrats!!