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NFCU CLI

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Anonymous
Not applicable

NFCU CLI

Well. 90 days plus 1 and I pulled the trigger on my lowest limit card of a whopping $500 SL for an increase. I asked for $2000 and was approved for $1500. LOL. I have used the card as a daily driver paying it in full about 6 times since opening. It would not be so bad if I did not have 2 Penfed cards, both with $17,500 limits. 

 

Now I know people try for card 2 at this time and I was playing around and they now have a pre-approval link. I tried and was not offered anything, should I still apply for card 2? If so which one if any are easier to obtain?

 

Thanks

Message 1 of 19
18 REPLIES 18
AllZero
Mega Contributor

Re: NFCU CLI

Congratulations on your CLI!
Message 2 of 19
gdale6
Moderator Emeritus

Re: NFCU CLI

Grats on the CLI Smiley Happy

Cant help you with the questions as I dont do business with this CU
Message 3 of 19
Mr_Mojo_Risin
Senior Contributor

Re: NFCU CLI

Nice going on the CLI. 

The DP's I've seen on 2nd card are people usually app for the CC first then the CLI. 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 4 of 19
Shooting-For-800
Senior Contributor

Re: NFCU CLI

Apply for second card.

CL after CLI can only be 3x your previous limit.

 

I went from $1k to $3k but got $15k on new card at the same time.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 5 of 19
AllZero
Mega Contributor

Re: NFCU CLI

No SUB for the Flagship for this quarter. So take that into consideration.
Message 6 of 19
Anonymous
Not applicable

Re: NFCU CLI


@Anonymous wrote:

... should I still apply for card 2?


Including DPs is advised.

Message 7 of 19
CreditAggie
Community Leader
Super Contributor

Re: NFCU CLI

Congratulations on your NFCU CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 19
AllZero
Mega Contributor

Re: NFCU CLI

It would be helpful if you state what card you currently hold otherwise we might recommend the very same card.
Message 9 of 19
M_Smart007
Legendary Contributor

Re: NFCU CLI

Congratulations on your CLI!

Message 10 of 19
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