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NFCU More Rewards American Express Approval

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Xic
Established Member

NFCU More Rewards American Express Approval

Hey guys,

 

I was looking for a decent no annual fee card for gas and thought it was about time to try to get another card with Navy Federal. I already have the cashRewards MC that was the first credit card I ever got approved for (have had it for nearly a year and a half) with a limit of $9800. I put all school expenses on it and ran it up to about 4k in the last 6 months which I paid in full 2 weeks ago. 

 

I applied for the NFCU amex and holy moly I got approved for a $17,200 starting limit.

 

Some relevant information:

 

Equifax fico9: 661

Income: $40,150

AAoA: 3 years (because of student loans)

Starting limit: $17,200

APR: 12.99%

X1: $29,000 | NFCU MR: $25,000 | NFCU cR: $25,000 | NFCU Flagship $14,700 | Amazon Visa $12,000 | Gemini MC: 10,000 | PayPal CB MC $16,800 | Sofi MC: $7,000 | Venmo Card: $20,000 |
AmEx Gold: NPSL | AmEx Delta Blue: $5,200 | Apple Card: $4,500 | USAA PCR Visa: $12,000 | AmEx BCE: $1,000 | AmEx ED: $4,000 |
Discover it: $3,250 | Deserve Edu: $1,500 | Citi Custom Cash: $6,000 US Bank Altitude Go: $5,000
Total: $201,950

Store cards: Amazon Store Card: $5000
Message 1 of 17
16 REPLIES 16
AllZero
Mega Contributor

Re: NFCU More Rewards American Express Approval

Congratulations on your approval!

Message 2 of 17
CreditMagic7
Mega Contributor

Re: NFCU More Rewards American Express Approval

Congratulations on your Navy MR Amex approval!

Message 3 of 17
Jordan23ww
Senior Contributor

Re: NFCU More Rewards American Express Approval

Congratulations on your approval!

         


Message 4 of 17
dudefromtx
Established Contributor

Re: NFCU More Rewards American Express Approval

Congrats on your approval!

Message 5 of 17
Ficoproblems247
Valued Contributor

Re: NFCU More Rewards American Express Approval

Congrats on your approval and your outstanding SL! Navy always seems to have the hook up! Smiley Happy 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 6 of 17
JoeLuvsHisCredit
Valued Contributor

Re: NFCU More Rewards American Express Approval

Congratulations on your approval

Message 7 of 17
CreditAggie
Community Leader
Super Contributor

Re: NFCU More Rewards American Express Approval

Congratulations on your NFCU approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 17
Anonymous
Not applicable

Re: NFCU More Rewards American Express Approval

Fantastic SL and shows that they're alright with average credit scores as well, so great data on that!

Message 9 of 17
M_Smart007
Legendary Contributor

Re: NFCU More Rewards American Express Approval

Congratulations!

Message 10 of 17
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