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NFCU Platinum Visa Approved
So I reached the 91/3 with my nRewards Secured Card with NFCU and decided to try for an unsecured card with them. I went for the Platinum as hopefully just getting a foot in the door and was approved for SL of $1,000 with a 12.74% APR. Now my real question is it worth it to PC to the cashRewards Visa with an APR of 14.48% and because its a product change, I assume I won't be eligible for the current offers they have with that card. Appreciate all feedback.
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Re: NFCU Platinum Visa Approved
Congratulations on your approval!
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:











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Re: NFCU Platinum Visa Approved
Congrats on your approval!

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Re: NFCU Platinum Visa Approved
Congrats on your Platinum approval! Its nice to be in with the Navy!

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Re: NFCU Platinum Visa Approved
@Anonymous wrote:Congrats on your Platinum approval! Its nice to be in with the Navy!
Thank you everyone. Does anyone think I should do a product change to the cashRewards? That's the one I really wanted but wanted to make sure I could get in at least.
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Re: NFCU Platinum Visa Approved
@Anonymous wrote:
@Anonymous wrote:Congrats on your Platinum approval! Its nice to be in with the Navy!
Thank you everyone. Does anyone think I should do a product change to the cashRewards? That's the one I really wanted but wanted to make sure I could get in at least.
If that's the card you acutally want then you should.
P.S. The NFCU Platinum card has the exact same underwriting as the cashRewards.