WOW CONGRATS!!
I'm a recent rebuilder and tried joining NFCU recently, got in, app'ed for the Platinum, got approved for $1500. Happy to get in with them, reading these forums it sounds like a good place to be!
@A1Credit wrote:What is your APR, if you don't mind sharing?
11.99%. Which is the lowest APR I've ever had, by a lot. 
@Anonymous wrote:
@A1Credit wrote:What is your APR, if you don't mind sharing?
11.99%. Which is the lowest APR I've ever had, by a lot.
Very good!
***Gardening 3/29/2018 until 9/25/2018***
@Anonymous wrote:
@Bcunniff9 wrote:
I thought that and the AMEX was the hardest to get approved for because of the low APR. well, congrats anyways !!!Oh! Haha. Shows what I know. Maybe I should have gone for one of the rewards card. Oh well! I am just so overjoyed that they approved me at all. I really didn't think they would because I've had such a hard time. (I think maybe my husband's score got factored in somehow, even though I only applied as myself and didn't put him down as an authorized user.)
You can call back in and ask them to PC that card to a different one with rewards if the APR doesn't matter. You just can't PC a card to the new Amex, but the cash rewards or go rewards are decent reward cards.
Have to agree. Be relieved after you get over the shock of it
That limit fresh out of the gate can go a long way for you when you approach new prime bank lenders and they see that looking pretty. 
Congratulations on the nice NFCU approval!
@Sandman771 wrote:
@Anonymous wrote:
@Bcunniff9 wrote:
I thought that and the AMEX was the hardest to get approved for because of the low APR. well, congrats anyways !!!Oh! Haha. Shows what I know. Maybe I should have gone for one of the rewards card. Oh well! I am just so overjoyed that they approved me at all. I really didn't think they would because I've had such a hard time. (I think maybe my husband's score got factored in somehow, even though I only applied as myself and didn't put him down as an authorized user.)
You can call back in and ask them to PC that card to a different one with rewards if the APR doesn't matter. You just can't PC a card to the new Amex, but the cash rewards or go rewards are decent reward cards.
This exactly. ^^^
@Anonymous, you can call them right now for a PC to one of the rewards cards (just not the Amex) since the underwriting is the same.
They might (or might not) adjust your interest rate upward to reflect the terms of the new account type, but there's no reason for you to not be getting rewards if you want them.
Congrats on the approval!
