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Navy Federal AMEX Approval!!!

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Navy Federal AMEX Approval!!!

Super excited I was approved for $20K SL for NFCU Amex. I previously had 2 secured n'rewards cards that they graduated (the 1st in January the 2nd on May 1st). In June I will be 5 years post-BK-7, my TU is 639, Experian 638 and Equifax 626. Once I saw it graduated I looked at some post on here and got the courage to apply. I was beyond surprised to get an instant approval for $20K! I then tried to get a CLOC and was unfortunately denied. I will try again with that in a few months. Either way, I am happy, I never thought I would get approved for either!

Message 1 of 17
16 REPLIES 16
Frequent Contributor

Re: Navy Federal AMEX Approval!!!

Congrats on the monster SL! Navy is an awesome lender!!!

 

Cheers!

Starting scores - 480 - 11/05/18
Current Scores -





Message 2 of 17
Valued Contributor

Re: Navy Federal AMEX Approval!!!

Congrats on the approval and SL! 




UNpopular opinions have served me well and will offer that which has worked for me.
Message 3 of 17
Super Contributor

Re: Navy Federal AMEX Approval!!!

Congratulations on your new NFCU Amex! Awesome SL as well-

Message 4 of 17
Community Leader
Super Contributor

Re: Navy Federal AMEX Approval!!!

Congratulations on your new card and great SL

Message 5 of 17
Contributor

Re: Navy Federal AMEX Approval!!!

Congratulations!

 

I’ve been eyeing this card for a while now, but haven’t convinced myself to apply for it. My Experian FICO is currently hovering around 702/703, with an AAoA of just over 2 years and 3% utilization. I never have any offers, though when I sign into Navy. Should I try anyway?

Message 6 of 17
New Member

Re: Navy Federal AMEX Approval!!!


@krmurrayjr10 wrote:

Congratulations!

 

I’ve been eyeing this card for a while now, but haven’t convinced myself to apply for it. My Experian FICO is currently hovering around 702/703, with an AAoA of just over 2 years and 3% utilization. I never have any offers, though when I sign into Navy. Should I try anyway?


I would go for it, if I were you!

Message 7 of 17
Super Contributor

Re: Navy Federal AMEX Approval!!!


@krmurrayjr10 wrote:

Congratulations!

 

I’ve been eyeing this card for a while now, but haven’t convinced myself to apply for it. My Experian FICO is currently hovering around 702/703, with an AAoA of just over 2 years and 3% utilization. I never have any offers, though when I sign into Navy. Should I try anyway?


What’s your TU FICO? That’s what they use for cards. 



01/2019:
1/2020:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 8 of 17
Super Contributor

Re: Navy Federal AMEX Approval!!!


@Bees83bees wrote:

Super excited I was approved for $20K SL for NFCU Amex. I previously had 2 secured n'rewards cards that they graduated (the 1st in January the 2nd on May 1st). In June I will be 5 years post-BK-7, my TU is 639, Experian 638 and Equifax 626. Once I saw it graduated I looked at some post on here and got the courage to apply. I was beyond surprised to get an instant approval for $20K! I then tried to get a CLOC and was unfortunately denied. I will try again with that in a few months. Either way, I am happy, I never thought I would get approved for either!


Congratulations! Navy is something special indeed. Sorry about the CLOC. Different UW department, they’re sometimes a bit stricter. 



01/2019:
1/2020:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 9 of 17
Contributor

Re: Navy Federal AMEX Approval!!!

My TU FICO according to Barclays was 702 as of 3/17 - should be around the same now.

Message 10 of 17
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