Joined on Thursday (Checking and Savings)
Applied for cashRewards Visa on Friday
Applied for goRewards Visa immediately after first app.
Immediately applied for CLOC after goRewards app. (Still pending review - asked for $15K)
Saturday morning - received email that message was waiting for me online.
Logged in - approved for both cashRewards and goRewards - $4,000 each
4 Hard Pulls (HP) - 3 TransUnion (1 join, 2 CC apps), 1 Equifax (CLOC)
I want higher limits on the the 2 CC's, but will just wait for SP CLI.
Credit scores:
TU FICO 8 - 664 (current)
TU FICO 4 - 701 (as of 5/31)
EQ FICO 8 - 631 (current)
EQ FICO 5 - 676 (as of 5/31)
Didn't pull EX, but for info's sake:
EX FICO 8 - 643 (current)
EX FICO 2 - 668 (as of 5/31)
Baddies - BK discharged May 2013, 1 Collection that I can't get removed (IIB $0 balance)
New mortgage April 2016 ($148K)
8 student loan acccounts ($46K)
Utilization: 0%
1 Secured USAA MC ($1500) - 8 mos old
New Cap One QS ($5000) - 2 weeks old
Lowe's ($5000) - 2 weeks old
New Members 1st CU Platinum Cash Rewards ($1500) - 2 weeks old
No new apps planned - just hope to increase SL on current cards.
Some other info - I burned NFCU about 24 years ago for a small personal loan ($1K) - Charged off
I had planned to make this right to open an account with them again, but they said it was too old and nothing I could do about it.
I hope this info is helpful.
