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Called Navy Fed today to see if I was eligible for Interest rate reductions on my Platinum and Cash Rewards cards.
Plat- lowered from 8.99% to 6.99%
Cash Rewards - lowered from 14.99 to their lowest available 9.65%.
Additionally increased my Platinum credit limit to 40k.
Super friendly rep. Absolute pleasure to deal with.
I LOVE Navy Federal!
That's terrific! Congratulations on your approval and APR Reduction!! 🎉🥂
Thanks CoC!![]()
Sending a super congratulations on the interest rate reductions as well as the CLI! 👍
Can you share how long you had both the Platinum and Cash Reward, as well as how the two have grown for you? 😃
Thanks you!
Congratulations!
Certainly.
Navy Membership 2.3 years
Checking, savings, Ira, small brokerage account 2.3 years
Secured savings loan for fico pump purposes, 2 years.
Cash rewards 2 years. Starting CL $15,000. one cli to $21,200.
Navy Platinum 1.5 years Starting CL $25000 two cli's to $40,000.
Happy to share, hope this helps.
@Anonymous wrote:Certainly.
Navy Membership 2.3 years
Checking, savings, Ira, small brokerage account 2.3 years
Secured savings loan for fico pump purposes, 2 years.
Cash rewards 2 years. Starting CL $15,000. one cli to $21,200.
Navy Platinum 1.5 years Starting CL $25000 two cli's to $40,000.
Happy to share, hope this helps.
Thanks for the extra DP's! .. It helps others to make better informed decisions 
Additionally for those who may be interested, applyied for a Cloc last year thinking I might get 10k from what I had read on these boards, and they offered $500.
I declined, and took a hard pull for nothing.
But thats ok. Rep explained that they stopped doing 10k limits on that product.
Navy still Rocks!!!
My Pleasure Smartie.
If it wasnt for guys like you, I wouldnt be having the sucess that I am having on my wonderful and exciting credit journey!![]()