@AverageJoesCredit wrote:
Ok, i wasnt gonna post this but i guess i gotta represent my LIErs club to the fullest. All these recent Navy success stories and big 25k limits, i just felt lonely without my baby Platinum that i cancelled awhile back ago after consolidating all my cards into my Cash Rewards.
Im supposed to be at max exposure, 16.8k on my low income. I anywho, i decided i really like to hsve my Plat back for sny smsll emergency, cash advsnce, or possible future bts so i let her rip about 2 weeks ago on a Sunday. Instant TU pull. Now you know apping on a weekend will lead to a longer wait. How awesome is Navy? Within a couple hours, on a Sunday, they texted me back, approved. 25k? 15K? 20? Lol, nope. I'm not AJC if i dont get my proper AJC Special
Congrats buddy! Don’t go crazy spending that whopper ofan SL. 😀
Man I'm late to this party... but congrats on the AJC Special.. ORDER UP!!
@AverageJoesCredit wrote:
@FinStar wrote:
Wait, you missed it so much that you're ok with $500?! I'm confused. You scorn PenFed or Citi for not growing, but you're ok with the NFCU (AJC) special? 🎁🤦♂️😄😄😄
So, ummmm are you gonna combine it again with the other one?Lol, arent i a conundrum
In this case its ok because having this low limit card allows me to use it for small things. Plus, PF deserves my scorn lol. They gave me $500 on my Promise, i had to fight tooth and nail for a 1k hp cli increase after a year and they wouldnt nor wont give snymore after 2 years. Nsvy started me at $500 ,within 3 months i was increased to 5k and have been approved 4 cards, various increases,lower aprs after some time, transfering balances without hp, etc. How ive been treated with Navy is worth a $200 card compared to Pf. Citi, actually isnt too bad and im ok with my limits and i know that my overall exposure snd income hurt me more than anything but still would be nice to see any growth lol. My Discover AJC specials will slways hold $500 dear to me
. Now, who needs me to bash some Chase?😋
I'm a little late to the party with this one, but nice job!
You know as well as the rest of us how Navy cards can grow, and I think that with a little time your "max exposure" will increase as well. I know many here like to go 'fast and furious' with NFCU, but there's value in taking things slow as well... now that you have your Platinum again you'll be able to find out first-hand (if you want to, of course). Oh, and to repeat what's already been said (even more), an approval is always better than a denial!
Like you say there can be value in a card even with a lower-credit line, and of course if you find yourself in a position where you need to park a BT for a while you can reallocate as well now that they are doing that again. (I can't say enough good things about NFCU.)
TL;DR... huge congrats! 
@Anonymous wrote:
@Anonymous
I'm still hung up on the fact that you purposely withheld this app from us for 2 weeks..SMH 🤔
Yeah, me too... what's up with that??
Hmph.
(Just kidding, of course...)
@blindambition wrote:
@AverageJoesCredit wrote:
Ok, i wasnt gonna post this but i guess i gotta represent my LIErs club to the fullest. All these recent Navy success stories and big 25k limits, i just felt lonely without my baby Platinum that i cancelled awhile back ago after consolidating all my cards into my Cash Rewards.
Im supposed to be at max exposure, 16.8k on my low income. I anywho, i decided i really like to hsve my Plat back for sny smsll emergency, cash advsnce, or possible future bts so i let her rip about 2 weeks ago on a Sunday. Instant TU pull. Now you know apping on a weekend will lead to a longer wait. How awesome is Navy? Within a couple hours, on a Sunday, they texted me back, approvedCongrats buddy! Don’t go crazy spending that whopper ofan SL. 😀
Lol, lets get some BK
@CreditInspired wrote:
@Anonymous
Congrats on being approved but I sure hope you’re sending them a secure message asking for more. It sure won’t hurt. They just might up it.
I’m keeping my fingers crossed.
Haha, good idea, nothing to lose but sm space
@Cred4All wrote:Man I'm late to this party... but congrats on the AJC Special.. ORDER UP!!
Woot Woot, i can afford the forks for the Christmas party now