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Need Help

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book1773
Valued Member

Need Help

 

When is it the best time to request a credit line increase these? Is it 2 months from the time you where approved or 3 months?

 

NFCU    (nCashRewards)

Discover    ( Discover it )

Amex  ( Blue Cash )

Jcpenny

Walmart

 

Any feedback would be great. 

Message 1 of 3
2 REPLIES 2
austinguy907
Valued Contributor

Re: Need Help

NFCU - 3 mo's and AR showing on report (HP)

Discover - locked out for 90 days or until you see an auto CLI and then you can hit the button (SP)

AMEX - 61 days before 3X and 6 months from that date (SP)

JCP/WM - any time... .usually req's 4 statements but some have had luck outside of those params (SP)

Message 2 of 3
Meanmchine
Super Contributor

Re: Need Help

For JCP you can call Credit Solutions and get a SP CLI 30 seconds after you are approved.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 3
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