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New Cards

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Anonymous
Not applicable
‎10-05-2015 09:21 AM
‎10-05-2015 09:21 AM

New Cards

I wanted to get 2 more cards before I start to garden. Applied for the Farmers insurance Visa and the Total Rewards Visa. The Farmers was instant approval--6000 CL and the Total Rewards was 7-10 days. I received the letter Sat. and they wanted verification so I called this morning. After a rather long conversation and verification including what my sign is, approved 9500. They pulled EQ for both. Scores are TU 752-21 inq, EQ 744-20 inq and EX 712-29 inq.   Life is good.

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable
‎10-05-2015 09:25 AM
‎10-05-2015 09:25 AM

Re: New Cards

Congratulations!

Message 2 of 11
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Anonymous
Not applicable
‎10-05-2015 11:12 AM
‎10-05-2015 11:12 AM

Re: New Cards

Very nice! Congratulations!

Message 3 of 11
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OmarGB9
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎10-05-2015 11:29 AM
‎10-05-2015 11:29 AM

Re: New Cards

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 11
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Anonymous
Not applicable
‎10-05-2015 11:32 AM
‎10-05-2015 11:32 AM

Re: New Cards

Congrats
Message 5 of 11
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Anonymous
Not applicable
‎10-05-2015 02:56 PM
‎10-05-2015 02:56 PM

Re: New Cards

Congratulations on your new cards, dannyboy! Total Rewards is a nice card to have as they periodically have 0% balance transfer offers available, which can be helpful. Enjoy your new cards.

Message 6 of 11
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alextercero
Super Contributor
‎10-05-2015 03:20 PM
‎10-05-2015 03:20 PM

Re: New Cards

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 11
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Anonymous
Not applicable
‎10-05-2015 03:22 PM
‎10-05-2015 03:22 PM

Re: New Cards

Wow nice SL's on both especially the Total Rewards. Guess it's safe to say Comenity is not INQ sensitive. Have you tried for a CLI via the LUV button on either one yet. Many members myself included got a bump or two after creating the online accounts and logging in. My TR card was approved for 2K but I immediately was able to bump it to 3.5K. Hoping in another month when I hit the 4 month mark that I can get another CLI on it. Both of those cards should continue growing for you. The TR card should be able to get a SP CLI every 4 months. Not sure on the Farmers. 

Message 8 of 11
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NICKI183
Established Contributor
‎10-05-2015 04:49 PM
‎10-05-2015 04:49 PM

Re: New Cards

Congrats!

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 9 of 11
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Anonymous
Not applicable
‎10-05-2015 06:06 PM
‎10-05-2015 06:06 PM

Re: New Cards

I set up the Total Rewards account and hit the luv button, increased to 11500. Tried the Farmers and got the 7-10 day notice.  Life is good.

Message 10 of 11
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