Odds of Venture Approval? - Update: Approved

[Anonymous]

TU-706 (8 Inquiries)

EQ-688 (4 Inquiries)

EX-689 (8 Inquires)

16% utilization with a total CL of 84,200. This will be down to 12% when my statement closes at the start of next month.

It has also been 3+ years since last late. No collections or public records. 

I also have a Savor card from them with a 10500 limit so not sure if that would help my chances.

Do you all think I have good chances or should I hold off?

EDIT: Oops I posted this in the wrong section. Mods please feel free to move this to the appropriate section.

Mod note:  I've updated your subject to reflect your approval; feel free to change/edit if you would like.  --UB

[Brian_Earl_Spilner]

If you got a savor, I think you got a good chance, as long as you didn't open the savor in the last 6 months.

[Anonymous]

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@Brian_Earl_Spilner wrote:

If you got a savor, I think you got a good chance, as long as you didn't open the savor in the last 6 months.

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I'll add to that...how many new cards have been opened in the last 3/6/12 months?  The Venture is becoming difficult to attain for the folks Captial One determines to be churners.  Any prequals?

[Anonymous]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

If you got a savor, I think you got a good chance, as long as you didn't open the savor in the last 6 months.

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I'll add to that...how many new cards have been opened in the last 3/6/12 months?  The Venture is becoming difficult to attain for the folks Captial One determines to be churners.  Any prequals?

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Prob like 7 in the past 12 months. Yes I checked the prequals and I seem to be prequalified for the Venture! So maybe that’s a good sign?

Also I opened the savor almost 3 years ago (it was pced from the QS earlier this year). It was the 2nd card I’ve opened so I definitely have positive history with them.

[Anonymous]

Update! I was instantly approved for 15k! Officially my highest CL among all my cards.

[Bizambish]

Congrats!! Pre-qual/pre approve with Cap1 seems to be very reliable

[Brian_Earl_Spilner]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

If you got a savor, I think you got a good chance, as long as you didn't open the savor in the last 6 months.

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I'll add to that...how many new cards have been opened in the last 3/6/12 months?  The Venture is becoming difficult to attain for the folks Captial One determines to be churners.  Any prequals?

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Cap1's churning rule is 9/24

[Anonymous]

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@Brian_Earl_Spilner wrote:

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

If you got a savor, I think you got a good chance, as long as you didn't open the savor in the last 6 months.

---

I'll add to that...how many new cards have been opened in the last 3/6/12 months?  The Venture is becoming difficult to attain for the folks Captial One determines to be churners.  Any prequals?

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Cap1's churning rule is 9/24

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Really? I’ve definitely opened more than 9 cards in 2 years.

[Brian_Earl_Spilner]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

If you got a savor, I think you got a good chance, as long as you didn't open the savor in the last 6 months.

---

I'll add to that...how many new cards have been opened in the last 3/6/12 months?  The Venture is becoming difficult to attain for the folks Captial One determines to be churners.  Any prequals?

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Cap1's churning rule is 9/24

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Really? I’ve definitely opened more than 9 cards in 2 years.

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It's apparently new and they have to determine you're a churner from what I've read. I guess they look at how many cards have been opened and closed in that time? I dont know.

[Anonymous]

Congrats on approval and very nice SL