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Officially out of the Cap1 bucket via Luv button.

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LandoCredrissian
New Contributor

Officially out of the Cap1 bucket via Luv button.

I had previously posted a sizeable auto CLI on my QuicksilverOne nearly a month ago. They increased the limit on that card from $700 to $1700 automatically. Great.

 

Well, this morning I hit up the luv button on my only other Cap1 card at this time - an original $300 Platinum converted to a Quicksilver in early 2019 (before it completed credit steps). So it sat as a Quicksilver with a $600 limit since early 2019. Many denials over that span too!

 

The luv button came back immediately with a $1500 CLI proposal taking the limit up to $2100. I took it. That more than tripled the limit on this card!

 

Data points:

 

I spent to the limit multiple times within the last couple of statements and cycled payments.

 

Experian FICO 8 782

TransUnion FICO 8 777

Income: $45k

 

Current cards:

 

Capital One QS1 $1700 CL 5/2018

Capital One QS $2100 CL 11/2018

Discover It $2200 CL 12/2020

Chase Freedom Unlimited $4700 SL 6/2021

 

Screenshot_2022-03-13-09-19-23.png

Message 1 of 10
9 REPLIES 9
Anonymalous
Valued Contributor

Re: Officially out of the Cap1 bucket via Luv button.

Congrats, you give hope to those of us stuck with piddly limits!

Message 2 of 10
MasonK
Frequent Contributor

Re: Officially out of the Cap1 bucket via Luv button.

Moving up! Keep swiping the CapOne cards and you'll keep getting bumps!

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

Message 3 of 10
Reviewers
Established Contributor

Re: Officially out of the Cap1 bucket via Luv button.

Congratulations on your CAP1 luv

Message 4 of 10
CreditAggie
Community Leader
Super Contributor

Re: Officially out of the Cap1 bucket via Luv button.

Congratulations on your Capital One CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 10
CreditMagic7
Mega Contributor

Re: Officially out of the Cap1 bucket via Luv button.

Congratulations on the Capital One CLI!

Message 6 of 10
gdale6
Moderator Emeritus

Re: Officially out of the Cap1 bucket via Luv button.

Great CLI out of Cap-1, grats on it!

Message 7 of 10
Elpadrino1
Valued Contributor

Re: Officially out of the Cap1 bucket via Luv button.

Congratulations on your Cap1 move up!!

Message 8 of 10
firefox100
Senior Contributor

Re: Officially out of the Cap1 bucket via Luv button.

 

Congratulations and enjoy your new credit limits.

Message 9 of 10
cashorcharge
Community Leader
Super Contributor

Re: Officially out of the Cap1 bucket via Luv button.

That's terrific!!  Congratulations on your Cap1 Approval!! 🎉🥂👏

Message 10 of 10
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