PENFED CLI to $20K!

[NoMoreE46]

Way nice & Congrats.   Thanks for sharing.

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@pizza1 wrote:

Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little.  Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715.  Have been with them almost 3 yrs now, with savings, PLOC, and a PL. 

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@pizza1 wrote:

Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little.  Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715.  Have been with them almost 3 yrs now, with savings, PLOC, and a PL.

[WowCool]

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Congrats Op!!!! Snaged a CLI from them a few days ago myself!!!! 

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@Jnbmom wrote:

Congrats I didn't think PF gave that often

My last CLI was 8/2019 got a little excited but then checked under my account and the request for CLI wasn't available so I assume I am not eligible, but strange that the option isn't there ? Maybe it's something different they are doing ?

Ive noticed Penfeds CL option/s have been glitchy lately myself!!! Here one moment gone the next then back again....strange..... 

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[pizza1]

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@Anonymous wrote:

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@pizza1 wrote:

Last CLI was 2 months ago. Decided to try again ...

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Congrats! on a very nice CLI. 

Both of those were HPs?

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Im assummimg so. They asked me to unlock EQ, lol. 

[Vegasr]

Congrats!
I have yet to see a way to request a CLI online. 🙃

[coreyb80]

Congrats on the CLI!!

[Remedios]

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@NoMoreE46 wrote:

Way nice & Congrats.   Thanks for sharing.

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@pizza1 wrote:

Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little.  Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715.  Have been with them almost 3 yrs now, with savings, PLOC, and a PL. 

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@pizza1 wrote:

Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little.  Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715.  Have been with them almost 3 yrs now, with savings, PLOC, and a PL.

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Congrats @pizza1 ! 

[Anonymous]

When you app'd how did you circumnavigate Penfed's "pyramiding" and "too many new accounts/inquiries". Did you have to retcon?

[CreditCuriosity]

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@Anonymous wrote:

When you app'd how did you circumnavigate Penfed's "pyramiding" and "too many new accounts/inquiries". Did you have to retcon?

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She doesnt take NO for an answer and will try every month if needed until they say "uncle" .

[AverageJoesCredit]

Grats @pizza1

[pizza1]

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@Anonymous wrote:

When you app'd how did you circumnavigate Penfed's "pyramiding" and "too many new accounts/inquiries". Did you have to retcon?

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@CreditCuriosity  pretty much summed it up.  I told them I wanted to transfer a balance. The same thing I tell everyone...LOL

 I did not have to recon. I applied a few weeks ago, they sent me a message to unfreeze EQ...I sat on it for a week, decided to do it. Called them and told them I unfroze EQ, so they can now continue with the app. Got the email approval the next day. I have history with them for 3 years, so I guess that helped, plus I got a super lienient UW, apparently.