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My PB CC was sitting at $46.9K, and decided to try Robo lady for a CLI, afterall, its been 6 months! (heaven forbid!, lol)...Went thru the menu, said No when asked a limit requested, came back to $49.3 in one swoop. I decided not to ask again to take it to the max ($50k), as we still arent sure if $50k cards are taking out of utilization ...playing it safe, LOL I'm fine with $49.3K!
BTW..the robo lady asked that before we could continue that they may need to review my credit report...I said yes...(I'm frozen x3, and in the garden for almost 3 months now!)
You don't have to wait on those faux fur slippers to go on sale now.
Big Win @pizza1! You know I bumped my Flagship to $59k and it's been about 3 cycles since the CRA's picked it up and I don't show that it's removed itself from my UTI equation on both the F8 and F9. I think maybe some older models might have done that, but it's 100% counting into my scores today. Push it to the max!!!
that's a lot. what did the limit start at? have you used the card much?
@Hockeypnc1 wrote:that's a lot. what did the limit start at? have you used the card much?
@Hockeypnc1 , hey, most folks here (who have followed me here over the years) know my back story with them, but Im glad to tell you!. I had this CC many years ago, 2003-2012, $2k limit, never got a CLI (didnt know about these forums until 2012). In 2013 this cc was IIB in my BK, and got it back again in 2015 with the same SL of $2k. Its taken me 4 yrs to get it to the limit it is now.
I do use it frequently...every other month or every 3 months for $20-$100, depending. Its my favorite store, and has been for many years
@credit_is_crack wrote:Big Win @pizza1! You know I bumped my Flagship to $59k and it's been about 3 cycles since the CRA's picked it up and I don't show that it's removed itself from my UTI equation on both the F8 and F9. I think maybe some older models might have done that, but it's 100% counting into my scores today. Push it to the max!!!
@credit_is_crack , ooohhhh, thats good to know!! I tell ya what...in 6 months from now, if your Flagship card is still counted into your utilization, I'll go for max on this card, LOL
They sure have treated you well!
well that certainly adds a lot of Util. padding to The Portfolio! Congrats that is some limit!
They just threw me a $1000 line. I added a $1900 table to my cart, but they only gave $1000
Well, I'm happy to be a new customer at least!