PPMC 2% CLI

[nuohlac]

Congratulations on your CLI!!!

[CreditJourney007]

---

@Meanmchine wrote:

Congrats on your CLI

Also @CreditJourney007 , are you and M_Smart007 related ?

---

Haha, not that I know of!

[cr101]

---

@CreditJourney007 wrote:

It's been 3 months, so I pushed that button and my CL went from $2700 to $8000!!!!!

This is my largest CL on a non store card and the PPMC is my favorite card.

Since April 2019, I went from $300 - $8000. 

---

one of my fave's, too. i've had a few issues with their credit bureau reporting, but i love the progress that i've made w the card in 3 months. good luck w your next cli! do you mind sharing data points on your previous cli?

[CreditJourney007]

Sure as best as I can remember!! I will give the entire timeline:

April 2019 approved, TU: 620ish
Didn’t get first CLI until early August: increased to $900. My TU was around 683 at that time. It had shot up due to remarks about my student loans being on a payment plan (they weren’t) being taken off my report.
Nov 2 or 3 after 90 days I tried again, TU was around 690. I asked for $5k, denied the whole amount but got $2700. Letter in the mail said I couldn’t get more than 3x the prev CL.
Brings me to yesterday, TU rose slightly to 697 and I asked for $10k but only approved for 8,000. Letter is coming but I bet my score it too low for the 10k threshold. That’s fine, 8k is great for me.

I love this card as I said and the easy straightforward cash back it provides. I sometimes carry a balance, sometimes not, but before every request I make sure not to. Not sure if that’s relevant but just me. When I carried it was never more than 20% of the CL.

[cr101]

---

@CreditJourney007 wrote:
Sure as best as I can remember!! I will give the entire timeline:

April 2019 approved, TU: 620ish
Didn’t get first CLI until early August: increased to $900. My TU was around 683 at that time. It had shot up due to remarks about my student loans being on a payment plan (they weren’t) being taken off my report.
Nov 2 or 3 after 90 days I tried again, TU was around 690. I asked for $5k, denied the whole amount but got $2700. Letter in the mail said I couldn’t get more than 3x the prev CL.
Brings me to yesterday, TU rose slightly to 697 and I asked for $10k but only approved for 8,000. Letter is coming but I bet my score it too low for the 10k threshold. That’s fine, 8k is great for me.

I love this card as I said and the easy straightforward cash back it provides. I sometimes carry a balance, sometimes not, but before every request I make sure not to. Not sure if that’s relevant but just me. When I carried it was never more than 20% of the CL.

---

---

Great info. Thanks for sharing. Gives me something to look for. They also couldn't approve my full request. The letter that I got the other day said that the amount that I asked for was too high compared to the limit that I was it. I'll try again in 3 months.

[CreditJourney007]

@cr101 - good luck!

Now if Synch would ever increase my Marvel card. Going on 7 months always being told it's too soon.