Re: PSECU founders card approval

Total80sKid · ‎04-08-2021

Awesome SL! Congrats! 🥳

Anonymous · ‎04-08-2021

@Jnbmom wrote:
As I had posted previously I have had a savings account with them for about a year and a half. I applied for a CC back then no dice . I got letter about my account being dormant so I opened a checking account and moved funds to saving (transaction requirement met 👍)

I then thought why not try :

Approved 30K this is by far my highest starting limit ever. I didn't want to post because was still in disbelief but the card showed up today .

DPs
Exp pulled 755
tons of inquiries
several new accounts

Time to trim the herd again we got all we need 👍

Congratulations 🎉 on your approval! Nice transaction move. 👊🏻

spiritcraft1 · ‎04-09-2021

@Jnbmom wrote:
As I had posted previously I have had a savings account with them for about a year and a half. I applied for a CC back then no dice . I got letter about my account being dormant so I opened a checking account and moved funds to saving (transaction requirement met 👍)

I then thought why not try :

Approved 30K this is by far my highest starting limit ever. I didn't want to post because was still in disbelief but the card showed up today .

DPs
Exp pulled 755
tons of inquiries
several new accounts

Time to trim the herd again we got all we need 👍

That is excellent. Thank you for the DP's as well. Just to add, they pull Mortgage scores exclusively.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Anonymous · ‎04-09-2021

Wow that's a killer approval! Congrats!

MartyWrite75 · ‎04-09-2021

Congratulations on your approval!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

SPChaser · ‎04-09-2021

Wow! Congrats! That's one heck of a SL!

“Play the game, but don't believe in it“

blindambition · ‎04-09-2021

Way to go @Jnbmom!!! That's a fantastic approval!! That's baller status! 😉

Anonymous · ‎04-09-2021

@Jnbmom wrote:
Approved 30K

Wowser! Congrats! Mom

gdale6 · ‎04-09-2021

Grats on the monster SL

AverageJoesCredit · ‎04-09-2021

@Jnbmom wrote:
@AverageJoesCredit wrote:
@Jnbmom wrote:
As I had posted previously I have had a savings account with them for about a year and a half. I applied for a CC back then no dice . I got letter about my account being dormant so I opened a checking account and moved funds to saving (transaction requirement met 👍)

I then thought why not try :

Approved 30K this is by far my highest starting limit ever. I didn't want to post because was still in disbelief but the card showed up today .

DPs
Exp pulled 755
tons of inquiries
several new accounts

Time to trim the herd again we got all we need 👍
Amazing limit Mom. Unlike other CUs who see my poorness, PSECU has looked past that and saw my average credit is worth investing in Def my 2nd favorite CU. 30K OUT OF GATE MEANS YOUR A ROCK STAR!
@AverageJoesCredit

Thanks so far I LOVE them lol

Yeah plus you can take out up to your whole limit as a CA and they often give bt promos on top of normal ones.

PSECU founders card approval

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