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Paypal Credit Limit Increase Approval $10k

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Gonzozap
Frequent Contributor

Paypal Credit Limit Increase Approval $10k

The last time I applied for a paypal CLI, I was denied because I did not have enough experience at the previous credit limit (or something like that the letter said).  That was in Oct 2019.

 

I recently applied again and asked for $10k.  Approved.  What's interesting is that I did not unblock my credit reports. So, they didn't even do a soft pull.  My balance at the time was only $300, but it consisted of several small installment payments remaining. Hard to figure how they do approvals. I once used paypal a lot, but probably won't use it very much any longer.

Message 1 of 16
15 REPLIES 15
AllZero
Mega Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congratulations on your CLI!

Message 2 of 16
KLEXH25
Valued Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats!! What was your limit before the increase?



Message 3 of 16
Meanmchine
Super Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats.  Synchrony most likely used a recent AR report. Also, existing creditors can SP your reports even if they are locked

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 4 of 16
Gonzozap
Frequent Contributor

Re: Paypal Credit Limit Increase Approval $10k


@KLEXH25 wrote:

Congrats!! What was your limit before the increase?


$7,000, I think.

Message 5 of 16
Gonzozap
Frequent Contributor

Re: Paypal Credit Limit Increase Approval $10k


@Meanmchine wrote:

Congrats.  Synchrony most likely used a recent AR report. Also, existing creditors can SP your reports even if they are locked


Really?  I've had creditors deny my CLI because my reports were blocked.  I unblocked them and they were able to soft pull.  Maybe that just works with some creditors?

Message 6 of 16
Traveler101
Established Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats!

Message 7 of 16
M_Smart007
Legendary Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congratulations!

Message 8 of 16
Anonymous
Not applicable

Re: Paypal Credit Limit Increase Approval $10k

Congratulations on your CLI! 👍

Message 9 of 16
coreyb80
Super Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats on the approval!

Message 10 of 16
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