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Paypal Credit Limit Increase Approval $10k

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Regular Contributor

Paypal Credit Limit Increase Approval $10k

The last time I applied for a paypal CLI, I was denied because I did not have enough experience at the previous credit limit (or something like that the letter said).  That was in Oct 2019.

 

I recently applied again and asked for $10k.  Approved.  What's interesting is that I did not unblock my credit reports. So, they didn't even do a soft pull.  My balance at the time was only $300, but it consisted of several small installment payments remaining. Hard to figure how they do approvals. I once used paypal a lot, but probably won't use it very much any longer.

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Senior Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congratulations on your CLI!

Message 2 of 16
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Established Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats!! What was your limit before the increase?



February 2020:

Stats:
Message 3 of 16
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Super Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats.  Synchrony most likely used a recent AR report. Also, existing creditors can SP your reports even if they are locked




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>01/2020 CCT EX 832 TU 848 EQ 842
It's just a jump to the left
And then a step to the right
Put your hands on your hips
You bring your knees in tight
But it's the pelvic thrust that really drives you insane
Let's do the Time Warp again!
Let's do the Time Warp again!

Message 4 of 16
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Regular Contributor

Re: Paypal Credit Limit Increase Approval $10k


@KLEXH25 wrote:

Congrats!! What was your limit before the increase?


$7,000, I think.

Message 5 of 16
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Regular Contributor

Re: Paypal Credit Limit Increase Approval $10k


@Meanmchine wrote:

Congrats.  Synchrony most likely used a recent AR report. Also, existing creditors can SP your reports even if they are locked


Really?  I've had creditors deny my CLI because my reports were blocked.  I unblocked them and they were able to soft pull.  Maybe that just works with some creditors?

Message 6 of 16
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Frequent Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats!

Message 7 of 16
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Super Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congratulations!

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Established Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congratulations on your CLI! 👍





INQ's: EQ: 0 TU: 0 EX: 0 (last 12 mo.)
Recent Accounts: 1 (last 24 mo.)
Total CL: 14.95k Util. 0% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 6 mo. AoYA: 1 yr, 5 mo. 100% PIF.





Goal Cards:


myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 16
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Established Contributor

Re: Paypal Credit Limit Increase Approval $10k

Congrats on the approval!

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