PenFed Approval 22 months post BK

[Anonymous]

Been waiting for something other than the CreditOne, Blaze, and Merrill to happen.  Was surprised today with an email from PenFed about Exclusive offers.  So I bit the bullet and applied.  Surprise!!!  15K Gold Card.

22 months post BK.  Experian Fico 8 sitting around 695. 

Although I have no plans of using it, other than to get the statement credit, it was exciting.

[AllZero]

Congratulations on your approval!

[Anonymous]

Wow, that's amazing!!! Congrats on your approval!!!! 

[JR_TX]

'grats! That's an awesome SL!

[lhcole77]

Congrats @Anonymous  ! That's awesome.

How long have you been with PenFed?

[blazerein]

@Anonymous   I received that email as well "Exclusive Offers" but not sure if that's all Marketing stuff.  Anyways Congrats on the approval

[Anonymous]

wow awesome! congrats!

[Anonymous]

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@lhcole77 wrote:

Congrats @Anonymous  ! That's awesome.

How long have you been with PenFed?

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January 2019.  I joined knowing I probably wouldn't be approved for any of their offerings but figured it might be helpful to establish myself there.   I'm not very active with my accounts there.  I struggled with their limitation on transferring money out so didn't use it much.  Their vehicle refinance loans didn't work out because of the value of the vehicle was lower than what I owed.  Since then I've just let my accounts sit until today.

[Anonymous]

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@blazerein wrote:

@Anonymous   I received that email as well "Exclusive Offers" but not sure if that's all Marketing stuff.  Anyways Congrats on the approval

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I was thinking the same thing and it very well may be.  Its possible I would have been approved anyways.  So far I haven't been notified of any hard pulls resulting from the app.  

[CreditAggie]

Congratulations on your PenFed Gold approval and nice SL!