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Excellent SL being not even 2 yrs post BK, a big congrats and welcome to the forum ![]()
@gdale6 wrote:Excellent SL being not even 2 yrs post BK, a big congrats and welcome to the forum
Thanks for the welcome. I'm a long time lurker. Lots of good advice on here ;-)
Welcome To myFICO Forums and

Congratulations on your approval!!! Keep up the rebuild work.
@Anonymous Welcome to the forum! Super Congrats on your PenFed Gold approval!!! ![]()
@Anonymous wrote:
@gdale6 wrote:Excellent SL being not even 2 yrs post BK, a big congrats and welcome to the forum
Thanks for the welcome. I'm a long time lurker. Lots of good advice on here ;-)
So happy for you. I never got a HP for my credit card either after establishing an account with PF.
Also, I probably was getting info from this site for like a good four years before joining myself.
Congratulations on your approval!!
@Anonymous @@
And I think you meant 'Merrick' and not 'Merrill' ?
@Anonymous wrote:Been waiting for something other than the CreditOne, Blaze, and Merrill to happen. Was surprised today with an email from PenFed about Exclusive offers. So I bit the bullet and applied. Surprise!!! 15K Gold Card.
22 months post BK. Experian Fico 8 sitting around 695.
Although I have no plans of using it, other than to get the statement credit, it was exciting.
Congrats....interesting i was told it was marketing by a rep i actually got that email like you today but i feel it would Be a wasted hard pull..give us a lil Dp about your profile? how many accounts you open in the past 12mo and how many inquirys did u have





no offers when i log in just the annoying banner of a card they will deny me for 😂 been denied twice 740 plus each time i been gave up
current penfed fico




