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PenFed

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MrSmooth
Valued Member

PenFed

I was just approved for the PenFed Platinum Visa for $6,500 ... Still a ways to go to catch up to you superstars but two years ago Avant was hesitant to raise my $300 limit. 

 

Maybe now I'll finally win her love ... received_1883771652074479.jpeg

 

Message 1 of 18
17 REPLIES 17
tonyjones
Valued Contributor

Re: PenFed

Congrats man! PenFed is definitely on my list. What bureau did they pull and and what is your score?

Current Fico Scores: (November 2025)
Message 2 of 18
MrSmooth
Valued Member

Re: PenFed

Thank you sir.

It appears that they pulled from Equifax, and according to this site's tool, my score on that bureau is only 680. 

Message 3 of 18
BigBS
Senior Contributor

Re: PenFed

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 18
citymunky
Established Contributor

Re: PenFed


@MrSmooth wrote:

I was just approved for the PenFed Platinum Visa for $6,500 ... Still a ways to go to catch up to you superstars but two years ago Avant was hesitant to raise my $300 limit. 

 

Maybe now I'll finally win her love ... 


Congrats, ask for my P2, did you have any prior relationship with PenFed? Or did you join and just apply? 

 

Also it looks like to future wife ignored this sign...

1214570.jpg

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 5 of 18
CorpCrMgr1
Valued Contributor

Re: PenFed

Congratulations on your CC approval!

Message 6 of 18
JoeRockhead
Community Leader
Super Contributor

Re: PenFed

Nice SL, congratulations on your approval! 

Message 7 of 18
Traveler101
Established Contributor

Re: PenFed

Congratulations on the 6500 smackers. I remember the 300 cl and lucky enough to get that. I would watch in envy, how people could get such big opening CL's. I thought I'd never get there.

 

It use to be you could re-use a hp from PenFed. Not sure if that practice is still available. Many of us double dipped off the original hp. I know when I locked my report, I got a 50k car loan and a 16200 cc at the time. Some would get 2 cc and let them age together.

 

Good luck to you in your journey. Onwards and upwards.

 

 

Message 8 of 18
finallyfree
New Contributor

Re: PenFed

Congrats on the approval!!!

"Don't be a tuna in a pool of sharks. Be a Shark" -Me

dicoverc1-savorally-cardCARD-ARTdiscover-redmission-lanec1-savor-oneamex-platinumamex-gold
amazon-prime-rewards-visa-signature-cardbank-of-america-customized-cash-rewards-credit-card-17732dcda2c34a3aa16f002a98e39b39
Message 9 of 18
MrSmooth
Valued Member

Re: PenFed

I opened a savings and checking account with them in 2018 and just left it there. Otherwise nothing special. 

Message 10 of 18
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