Just passed the 1 year mark on my oldest CC and was sitting on the 4/24 for a chance at the Chase Freedom.
I never get instant approvals due to verification issues, so I was already prepared to call.
Had a HP from PenFed membership + a prequalified offer for the Citi DC (I know it's more or less the same as the PenFed Power Cash Rewards, but I wanted a relationship with the bank and have no use for their other cards)
App Spree Results:
1. Chase Freedom: 30 day message --> called for verification --> Approved (pulled TU) $4000
2. Chase Disney Rewards: 30 day message --> called for verification --> Approved (pulled TU) $4000
For now, it looks like Chase used the same HP for both.
3. Citi DC: Further processing required --> called same day, also day after (still processing) --> called 4 days after app --> verification --> approved for $1500
4. PenFed Power Rewards: Pending with Loan Officer --> approved next day for $2000
Stats before app spree:
Util: < 4%
CC accounts: 4
Amazon: opened on Feb 2016
Marvel, AMEX, Discover: All opened on Nov 2016
TU inquiries: 5 TU FICO 8 as of Feb 5 (738)
EQ inquiries: 2 Don't know my EQ FICO 8 score, but it is higher than TU (less inquires and an additional personal loan)
Now I have enough credit cards to make them age nicely...
