So I used my REDcard a little on Black Friday (although I ended up returning the large item because I found it cheaper at another store after that, but I waited until my statement date since I already made the purchase and it was only a few extra days). I always update my income every month. My score dropped a little because some AU accounts closed when my dad died at the end of August and my balances briefly increased. I'm not sure what TDBank uses for CLIs, but they used equifax (my best score) [just under] two years ago for my initial approval. My score went from just below 820 to around 800 (updates in a few days and I'll know exactly).
Anyway, my limit went from $2500 to $6000. I'm pretty happy about the increase to 2.4x what it was before. I'm really hoping that is also a sign they are upgrading my card to a MasterCard. The store card is still shown in the picture, but it may be too soon since the statement was yesterday.
@FalconSteve wrote:So I used my REDcard a little on Black Friday (although I ended up returning the large item because I found it cheaper at another store after that, but I waited until my statement date since I already made the purchase and it was only a few extra days). I always update my income every month. My score dropped a little because some AU accounts closed when my dad died at the end of August and my balances briefly increased. I'm not sure what TDBank uses for CLIs, but they used equifax (my best score) [just under] two years ago for my initial approval. My score went from just below 820 to around 800 (updates in a few days and I'll know exactly).
Anyway, my limit went from $2500 to $6000. I'm pretty happy about the increase to 2.4x what it was before. I'm really hoping that is also a sign they are upgrading my card to a MasterCard. The store card is still shown in the picture, but it may be too soon since the statement was yesterday.
Same thing just happened to me. I went from $2300 to $6000. I just received the letter today that I am being upgraded to the MC in March. I would expect a letter any day now.
