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Sallie Mae Initial Limit Recon? - SUCCESS

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coldnmn
Mega Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 21 of 30
chalupaman
Super Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS


@Santi78342 wrote:

Round 2 went great! A very nice analyst bumped me all the way up to $5.5k! Thanks for all the tips and info from your own experiences! I appreciate it!


Wow! That's awesome. Very good job and congrats to you. Enjoy your new Barclays card. I apped for it today and I got a message from them saying my app is pending so I'm crossing my fingers.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 22 of 30
Santi78342
Established Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS


@chalupaman wrote:

@Santi78342 wrote:

Round 2 went great! A very nice analyst bumped me all the way up to $5.5k! Thanks for all the tips and info from your own experiences! I appreciate it!


Wow! That's awesome. Very good job and congrats to you. Enjoy your new Barclays card. I apped for it today and I got a message from them saying my app is pending so I'm crossing my fingers.


Thanks and good luck to you! Maybe try to call them and see if there is anything they need from you to make a decision?

Message 23 of 30
chalupaman
Super Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS


@Santi78342 wrote:

@chalupaman wrote:

@Santi78342 wrote:

Round 2 went great! A very nice analyst bumped me all the way up to $5.5k! Thanks for all the tips and info from your own experiences! I appreciate it!


Wow! That's awesome. Very good job and congrats to you. Enjoy your new Barclays card. I apped for it today and I got a message from them saying my app is pending so I'm crossing my fingers.


Thanks and good luck to you! Maybe try to call them and see if there is anything they need from you to make a decision?


I would right now but they're closed so I'll try to do so Monday whenever they're open.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 24 of 30
Anonymous
Not applicable

Re: Sallie Mae Initial Limit Recon? - SUCCESS

Nice, congrats

Message 25 of 30
alvon123
Super Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS

congrats


Message 26 of 30
Santi78342
Established Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS

Just received this card and holy crap is it flimsy!! I thought it was going to crack in half when I took off the activation sticker! 

Message 27 of 30
Anonymous
Not applicable

Re: Sallie Mae Initial Limit Recon? - SUCCESS

I just received my SM on Friday.  It's definitely thin - but the C1 QS1 card is ridiculously cheap, like 1/2 the thickness of SM.  It feels like it will tear like a sheet of paper.

Message 28 of 30
chalupaman
Super Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS


@Santi78342 wrote:

Just received this card and holy crap is it flimsy!! I thought it was going to crack in half when I took off the activation sticker! 


Wow. And I thought my CapOne Quicksilver was really thin.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 29 of 30
Santi78342
Established Contributor

Re: Sallie Mae Initial Limit Recon? - SUCCESS

I just compared the two and they are pretty neck and neck! The only thing Sallie has going for her is the embossed letters. Well, it's also got way better rewards, is a World MasterCard, no annual fee, and the credit limit is over twice as much :-P But I'm referring to appearances above. I actually just ordered another Sallie Mae to have a backup on hand in case this thing breaks!

Message 30 of 30
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