Sallie Mae Mastercard.....Approval Pending? (UPDATE)

[Anonymous]

Just applied for the Sallie Mae Mastercard yesterday and it states pending review. This will be my 3rd card with Barclay's and I am scared that it will be a denial. I have been having this itch to app so I bit the bullet and tried for the Sallie Mae card since my TU FICO was 705 with 4 inquiries and Barclay's was one of them. Should I call Monday and ask to move some of my credit line from another card? Thanks! 

[kdm31091]

You have to recon the decision first. They won't move a CLI onto a card that has not been approved. The account doesn't even exist yet.

Call and try to get approved. If you are approved then see about moving limits.

Many people get pending for this card and are approved on recon. You really only get instant approved with top notch credit and few inq's.

[chalupaman]

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@Anonymous wrote:

Just applied for the Sallie Mae Mastercard yesterday and it states pending review. This will be my 3rd card with Barclay's and I am scared that it will be a denial. I have been having this itch to app so I bit the bullet and tried for the Sallie Mae card since my TU FICO was 705 with 4 inquiries and Barclay's was one of them. Should I call Monday and ask to move some of my credit line from another card? Thanks! 

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If you need to, recon 4 times for the card. It's what I call the Nixon Sallie Mae Trick.

[Anonymous]

Thanks I will call to reconsider and if I get a no I will keep trying lol! I hope they give me this card, my feelings get hurt when I get denied, but it also keeps me in garden for a while too lol. 

[Anonymous]

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@Anonymous wrote:

Thanks I will call to reconsider and if I get a no I will keep trying lol! I hope they give me this card, my feelings get hurt when I get denied, but it also keeps me in garden for a while too lol. 

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Using the Barclays Sallie Mae recon, you may be able to open the card if they can move credit limits (assuming this is even needed). Did this myself where they were able to open the card by shifting credit limits. RECON!

[joedtx]

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@chalupaman wrote:

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@Anonymous wrote:

Just applied for the Sallie Mae Mastercard yesterday and it states pending review. This will be my 3rd card with Barclay's and I am scared that it will be a denial. I have been having this itch to app so I bit the bullet and tried for the Sallie Mae card since my TU FICO was 705 with 4 inquiries and Barclay's was one of them. Should I call Monday and ask to move some of my credit line from another card? Thanks! 

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If you need to, recon 4 times for the card. It's what I call the Nixon Sallie Mae Trick.

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+1 

Nixon Sallie Mae Trick 

[Anonymous]

Thanks everyone, 

I wanted to update you on my application status: Approved! After calling 866-951-1437 (24/7 underwriting number) provided by Jsucool76 (thanks). The underwriter asked about my bankruptcy and I explained why I filed and she said I have been doing great ever since and she liked how I handled their other two cards. She then advised she could move $2500 from my NFL World Mastercard to open the Sallie Mae Mastercard. I agreed, now I can wait for my card in the mail, yay! 

[Anonymous]

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@kdm31091 wrote:

You have to recon the decision first. They won't move a CLI onto a card that has not been approved. The account doesn't even exist yet.

Call and try to get approved. If you are approved then see about moving limits.

Many people get pending for this card and are approved on recon. You really only get instant approved with top notch credit and few inq's.

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I'm definitely an exception to that rule.

Congrats, OP!

[Anonymous]

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@kdm31091 wrote:

You have to recon the decision first. They won't move a CLI onto a card that has not been approved. The account doesn't even exist yet.

Call and try to get approved. If you are approved then see about moving limits.

Many people get pending for this card and are approved on recon. You really only get instant approved with top notch credit and few inq's.

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That flatters me. 

[Anonymous]

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@joedtx wrote:

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@chalupaman wrote:

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@Anonymous wrote:

Just applied for the Sallie Mae Mastercard yesterday and it states pending review. This will be my 3rd card with Barclay's and I am scared that it will be a denial. I have been having this itch to app so I bit the bullet and tried for the Sallie Mae card since my TU FICO was 705 with 4 inquiries and Barclay's was one of them. Should I call Monday and ask to move some of my credit line from another card? Thanks! 

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If you need to, recon 4 times for the card. It's what I call the Nixon Sallie Mae Trick.

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+1 

Nixon Sallie Mae Trick 

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I love that trick.