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Shell Increase

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ronstar7
Established Contributor

Shell Increase

Hello all,

 

After 2 years I wake up to find an extra $200 bringing total limit to $700. Funny thing is I just asked them last month and they told me it would be a hp so I said no and now they do it on their own. Go figure lol

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 1 of 9
8 REPLIES 8
Schoolbuskid
Valued Contributor

Re: Shell Increase

Man, they are pretty stingy! Congrats on the increase!

Rebuilding and Reducing Debt, is my game plan.
Message 2 of 9
Anonymous
Not applicable

Re: Shell Increase

Congrats!

 

I had $500.00 limit for about 6 mos. My requests for a CLI were always met with a denial.

 

I called them and they said "You PIF ea month and soon you will get a cli".

After 3 more mos of waiting I called again, took the HP and they gave me $500.00 increase.

 

I use my BP gas card more often at $2000.00 limit.

 

Message 3 of 9
RonM21
Valued Contributor

Re: Shell Increase

Congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 9
alextercero
Super Contributor

Re: Shell Increase

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 5 of 9
CountryLivin
Valued Contributor

Re: Shell Increase

Congratulations on the increase!

Message 6 of 9
ronstar7
Established Contributor

Re: Shell Increase


@Schoolbuskid wrote:

Man, they are pretty stingy! Congrats on the increase!


Thank you and yes they are I have had them since 2014 and this is the first auto cli lol 

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 7 of 9
ronstar7
Established Contributor

Re: Shell Increase

Thank you everyone!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 8 of 9
ronstar7
Established Contributor

Re: Shell Increase


@Anonymous wrote:

Congrats!

 

I had $500.00 limit for about 6 mos. My requests for a CLI were always met with a denial.

 

I called them and they said "You PIF ea month and soon you will get a cli".

After 3 more mos of waiting I called again, took the HP and they gave me $500.00 increase.

 

I use my BP gas card more often at $2000.00 limit.

 


Sorry you had to take hp but at least you got double your limit out of it Smiley Happy

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 9 of 9
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