Yeah, I was going to wait until July-August when I'd be 0/6, 1/12 before applying for this card. But . . .
I pulled the trigger on the US Bank Cash+ and got aproved with a small limit of $2k. My second lowest credit card limit currently, but I got approved. I even called to see if the limit could be reconsidered. Underwriter told me I'd have to call back Monday for them to look at the account and then it would be another HP. I said "thank you, but I'll just wait."
EQ8 760, TU8 757, EX8 766 as of March 12
@CreditMagic7 wrote:You can look at it this way, there's your IN. Congratulations on the US Bank Card Approval!
Thanks. And yes, exactly. I don't really need the padding for my aggregate and I'm not planning any big purchases with this card in the near future, so the small-ish limit isn't hurting me. I got in with a card I'd wanted for a while, having no previous relationship with US Bank.
Even though the SL isn't what you wanted, at least you got the in you wanted, I'm sure you'll grow it, congratulations on your approval!
Congrats on your Approval.
Yes, US bank can be conservative at times on SCL's
