Sometimes that intuition... Savor One

[Anonymous]

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@GApeachy wrote:

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@Anonymous wrote:

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I was honest when they asked me what my monthly credit card spend was and said $700. I was not expecting them to hit me with the limit they did but I totally appreciate it!

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So exciting.....hope you get a sweet score boost too!

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That's wishful thinking. My utilization is so low that I won't realize a score boost and I already took a 4 point hit on EX when the inq alert came through.

But I'm pretty much 100% planted in the garden now. I was thinking about trying US Bank one more time but since my new Sync account is already reporting, that puts me at 2 in 6. Not sure I want to deal with another US Bank denial. I'll make that decision by this evening before my EX lift expires lol.

[GApeachy]

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@Anonymous wrote:

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I'll make that decision by this evening before my EX lift expires lol.

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That seems a smidge scary.........

[AverageJoesCredit]

Congrats @Anonymous . Looks like Cap 1 likes your profile Enjoy or should i say Ssvor it

[Anonymous]

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@GApeachy wrote:

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@Anonymous wrote:

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I'll make that decision by this evening before my EX lift expires lol.

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That seems a smidge scary.........

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I said screw it and submitted the app... its my last goal card. If they say no, I'll try again next year. But I already went and spoiled my chances at hitting 0/6 by going for the Payboo and once the rest of these cards are reporting I'm screwed for 6 months anyway.

[Anonymous]

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@AverageJoesCredit wrote:
Congrats @Anonymous . Looks like Cap 1 likes your profile Enjoy or should i say Ssvor it

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Thanks AJC! I guess they do!

[sarge12]

I have not done a Cap 1 app in at least 7 years....well have to get 1 year in garden before I do anything.

[Shooting-For-800]

Congrats!

I have preaching about CapOne for 4 years on here and people think I am crazy.

[Marz2002]

You...REALLY...

CONGRATS again @Saeren my friend on your Savor One approval and the AWESOME SL/APR combo!!!

[Anonymous]

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@sarge12 wrote:

I have not done a Cap 1 app in at least 7 years....well have to get 1 year in garden before I do anything.

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Cap just doesn't want you to churn and burn. If you have had a card with them for a long time, they know what to expect from you.

I was planning on staying in the garden until later this year but when B&H came out with that $350 PS4 Pro bundle, I needed to float the purchase into next month so the Payboo kind of threw a wrench in that but so far I'm 3 for 3, with Cash+ pending (about 50/50 on my chances for this one because Payboo is already reporting albeit with a $0 balance but I'm already out of the garden so why not), BBVA CLI pending, NFCU CLI pending so I guess I should be thanking B&H right now because I wouldn't have spree'd like this otherwise.

[Anonymous]

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@Shooting-For-800 wrote:

Congrats!

I have preaching about CapOne for 4 years on here and people think I am crazy.

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Thanks!

I have been preaching with you since I joined in September. I love Capital One. I don't love their triple pulls but something tells me if they just pulled my 681 EQ, I wouldn't be getting a $10K card in the mail either.

I don't forget that Capital One is the one who took a chance on me back in 2014 and this approval just cements my feelings about Capital One and loyalty being rewarded even further.