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After repairing my credit and getting my scores to aobut 705, I closed my applied bank secured card and my credit one bank card and went for some better cards....first i was approved for a jcp gecrb store card for 800. then, taking the advice of some on this site, i apped for discover IT - approved for 5000...then i was itinially denied for chase freedom..i called for a recon and was approved for 1500...then i was denied for AMEX Blue.....then, lastly I apped for a citi simplicity and was approved for 1000...i called the eo and they upped it to 2000. Now, here is the question....i received the denial letter today from AMEX...they pulled EX, which was my worst score at 683....i heard they dont really do recons....anybody think i have a chance to recon with AMEX?
thanks,
Congratulations on all your success! From what I see here on the forums Amex recons are pretty much impossible, took me a year to finally get in with them, but after I did they took me in with open arms. Good luck and I hope it works out for you.
A score of 683 should have been sufficient. What was the reason(s) they cited? Too many inq's, too many new tradelines, etc.???
Congrats! Thanks for sharing.
@Mm587 wrote:After repairing my credit and getting my scores to aobut 705, I closed my applied bank secured card and my credit one bank card and went for some better cards....first i was approved for a jcp gecrb store card for 800. then, taking the advice of some on this site, i apped for discover IT - approved for 5000...then i was itinially denied for chase freedom..i called for a recon and was approved for 1500...then i was denied for AMEX Blue.....then, lastly I apped for a citi simplicity and was approved for 1000...i called the eo and they upped it to 2000. Now, here is the question....i received the denial letter today from AMEX...they pulled EX, which was my worst score at 683....i heard they dont really do recons....anybody think i have a chance to recon with AMEX?
thanks,
It wouldn't hurt you to Recon though since they already HP you
congrats




CONGRATS on your App Spree! 4 out of 5 is definitely not bad at all, way to go. I don't have any experience with AMEX, but as previously stated doing a RECON won't hurt at this point.
Congrats.
As for the Citi did you call EO before the card arrived or after?
i recond the citi card before it arrived. About 5 minutes after i got the approval!