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State Department FCU - Auto CLI

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AndySoCal
Senior Contributor

State Department FCU - Auto CLI

I logged into my account to check my credit card statement balance. I looked at the available crediit + balance =  20,000 credit limit a 5K auto CLI. This card now has the highest credit limit of  all my cards.

Data Points 

 

1 inquiry Experian 

credit utilization around 2 to 3 percent. This higher than normal due purchase of Laptop and software. That balance will be paid in full in a couple of weeks. 
1 new account Redstone FCU about 4 months ago

 

I am thinking of expanding my relationship with them.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC bankcard 803 11/2024 EFX Bankcard v8 822 EFX FIC0 v8 805 (11/2024)
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Bank: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Redstone FCU Hughes FCU, LangleyFCU
My personal blacklist Bank of America Synchronny Bank Wells Fargo Capital One TD Bank Comerica Bank
Message 1 of 11
10 REPLIES 10
Rdbeetle
Valued Contributor

Re: State Department FCU - Auto CLI

Congrats on the $5K CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
AMEX BCE $1k
FICO 8 Scores: EQ 797 I EX 789 I TU 793
Message 2 of 11
firefox100
Valued Contributor

Re: State Department FCU - Auto CLI

Congratulations on your 5K credit line increase, enjoy it have fun.

Message 3 of 11
SouthJamaica
Mega Contributor

Re: State Department FCU - Auto CLI


@AndySoCal wrote:

I logged into my account to check my credit card statement balance. I looked at the available crediit + balance =  20,000 credit limit a 5K auto CLI. This card now has the highest credit limit of  all my cards.

Data Points 

 

1 inquiry Experian 

credit utilization around 2 to 3 percent. This higher than normal due purchase of Laptop and software. That balance will be paid in full in a couple of weeks. 
1 new account Redstone FCU about 4 months ago

 

I am thinking of expanding my relationship with them.


Congratulations on the auto CLI.

Yes I think you should consider expanding your relationship with them Smiley Happy


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 699 TU 696 EX 692




Message 4 of 11
keekers
Valued Contributor

Re: State Department FCU - Auto CLI

Congrats.


Message 5 of 11
MissLiz
Established Contributor

Re: State Department FCU - Auto CLI

Love auto CLI's! Congratulations!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 6 of 11
JoeRockhead
Senior Contributor

Re: State Department FCU - Auto CLI

No better surprize than an auto CLI, congratulations!

Message 7 of 11
NoMoreDebt
Senior Contributor

Re: State Department FCU - Auto CLI

congrats

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 11
cashorcharge
Community Leader
Super Contributor

Re: State Department FCU - Auto CLI

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 9 of 11
AndySoCal
Senior Contributor

Re: State Department FCU - Auto CLI

@SouthJamaica   I think they just gave me 5,000 reasons to think about it so to speak. Smiley Happy

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC bankcard 803 11/2024 EFX Bankcard v8 822 EFX FIC0 v8 805 (11/2024)
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Bank: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Redstone FCU Hughes FCU, LangleyFCU
My personal blacklist Bank of America Synchronny Bank Wells Fargo Capital One TD Bank Comerica Bank
Message 10 of 11
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