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State Department FCU - Auto CLI

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AndySoCal
Senior Contributor

State Department FCU - Auto CLI

I logged into my account to check my credit card statement balance. I looked at the available crediit + balance =  20,000 credit limit a 5K auto CLI. This card now has the highest credit limit of  all my cards.

Data Points 

 

1 inquiry Experian 

credit utilization around 2 to 3 percent. This higher than normal due purchase of Laptop and software. That balance will be paid in full in a couple of weeks. 
1 new account Redstone FCU about 4 months ago

 

I am thinking of expanding my relationship with them.

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 03/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney )
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Red-stone FCU Hughes FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 1 of 11
10 REPLIES 10
Rdbeetle
Valued Contributor

Re: State Department FCU - Auto CLI

Congrats on the $5K CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
FICO 8 Scores: EQ 808 I EX 796 I TU 806
Message 2 of 11
firefox100
Valued Contributor

Re: State Department FCU - Auto CLI

Congratulations on your 5K credit line increase, enjoy it have fun.

Message 3 of 11
SouthJamaica
Mega Contributor

Re: State Department FCU - Auto CLI


@AndySoCal wrote:

I logged into my account to check my credit card statement balance. I looked at the available crediit + balance =  20,000 credit limit a 5K auto CLI. This card now has the highest credit limit of  all my cards.

Data Points 

 

1 inquiry Experian 

credit utilization around 2 to 3 percent. This higher than normal due purchase of Laptop and software. That balance will be paid in full in a couple of weeks. 
1 new account Redstone FCU about 4 months ago

 

I am thinking of expanding my relationship with them.


Congratulations on the auto CLI.

Yes I think you should consider expanding your relationship with them Smiley Happy


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685




Message 4 of 11
keekers
Valued Contributor

Re: State Department FCU - Auto CLI

Congrats.


Message 5 of 11
MissLiz
Established Contributor

Re: State Department FCU - Auto CLI

Love auto CLI's! Congratulations!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 6 of 11
JoeRockhead
Senior Contributor

Re: State Department FCU - Auto CLI

No better surprize than an auto CLI, congratulations!

Message 7 of 11
NoMoreDebt
Senior Contributor

Re: State Department FCU - Auto CLI

congrats

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 11
cashorcharge
Community Leader
Super Contributor

Re: State Department FCU - Auto CLI

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 9 of 11
AndySoCal
Senior Contributor

Re: State Department FCU - Auto CLI

@SouthJamaica   I think they just gave me 5,000 reasons to think about it so to speak. Smiley Happy

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 03/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney )
Discover IT 09/90, 19000, JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Red-stone FCU Hughes FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 10 of 11
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