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That is a strange sequence of events indeed. I find everything about it surprising. The IV request, the intial denial, the reason they gave for the denial, the fact that they gave an auto CLI shortly thereafter, and the relatively small amount of the auto CLI.
I share your sense that a manual review might have been involved. Maybe your stratospheric credit score had something to do with that.
Even so, I wouldn't worry about it. Let 'em look. Your profile is gorgeous!
Congrats all around, and thanks for sharing.
I have no idea but thanks! @Curious_George2. I am not so sure the credit score had anything to do with it, but who knows. After thinking about it, I'm figuring since I only asked for a small amount initially with the 5k, someone (or some algorithm) reviewed it after the decline and decided, "Well, it's not like they asked for much and it's a 10 year old account. We will throw a bone and add 1k to be nice." 😂 I've let the worry go after thinking on it. If I did get chopped, I would just move on. It's silly to even worry about it.

Congrats on your auto-CLI