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Success Using Discover Website for CLI

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plasticguy
Established Contributor

Success Using Discover Website for CLI

Congratulations! You've been approved for a credit line increase of $750. You requested a credit line increase of $750. This increase of $750 brings your new credit line to $19,750.Your cash advance credit line is $8,400 . What would you like to do? Accept the $750 credit line increase. If you do not wish to accept the credit line increase, click "Cancel"

 

Last increase was in Sept 2013 of $3,000 over the phone. which was a SP . Cardholder since 2006 Started at $7500. I tried to get to 20K via website and was denied so I lowered it to $19750.. I know that anything from $20K and above requires a HP didn't want that, so I am pleased

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Success Using Discover Website for CLI

Good to know those are soft pulls under $20k. Congrats!

 

Any idea what their CLI schedule is? I got the IT card on the 31st of December (awesome new year gift) with a $2.5 CL, and am hoping to put that past $4k through the year.

Message 2 of 15
plasticguy
Established Contributor

Re: Success Using Discover Website for CLI

It appears that its a 90 + day thing. My last was in Sept, so I was approved today
Message 3 of 15
coldnmn
Mega Contributor

Re: Success Using Discover Website for CLI

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 15
Anonymous
Not applicable

Re: Success Using Discover Website for CLI

Are you saying that you can enter a really high number at first and if it's declined, you keep going down numbers until one is accepted then you accept?

Message 5 of 15
mxp114
Valued Contributor

Re: Success Using Discover Website for CLI


@Anonymous wrote:

Are you saying that you can enter a really high number at first and if it's declined, you keep going down numbers until one is accepted then you accept?


After two amounts, it always screws up and then directs me to a page that says you already have a pending request. Usually takes 2-3 months for the CLI form to show up again. It is suppose to counter so if you do a realistic figure, it should approve or counter.

Message 6 of 15
alvon123
Super Contributor

Re: Success Using Discover Website for CLI

congrats


Message 7 of 15
phonic
Contributor

Re: Success Using Discover Website for CLI

Congrats!

 

My previous CL was $8800 a month or so ago. They've been auto-CLI'ing me in small amounts for the past couple of years (a couple hundred here, a thousand or so there, etc.). I decided to go for the CLI request, but stupidly only asked for $2k to put me over the $10k mark. Instant approval. Should have asked for more. Oh well, I guess I can try again in a few months.

 

Good to know about the $20k HP limit, thanks for sharing. 


Limits: PRG=NPSL, CSP=$16k, BCP=$30k, DIT=$15k, USAA=$6k, CDW=$12.5k, IHG=$9k, BBY=$2k, BOA=$13k
Message 8 of 15
Anonymous
Not applicable

Re: Success Using Discover Website for CLI

Congrats on your resourcefulness. Great CL.
Message 9 of 15
ccuser
Valued Member

Re: Success Using Discover Website for CLI

It there an "official" Discover CLI thread somewere? How to make sure it's SP?

AMEX BCP 25k | Discover It 17.6k | NIHFCU/Elan Bonus Rewards 9.8k | Citi ThankYou Preferred 9.4k (AU) | Barclaycard Arrival+ 8.5k | Citi Simplicity 8.5k | Andrews FCU GlobeTrek 7.5k | Sears MC 6.5k | Old Navy Visa 6k | Target 2.4k | Macy's 1.8k

EX FICO: 800 | TU FICO: 808 | EQ FICO: 815
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