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Suntrust Prime Rewards

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Harvey26
Valued Contributor

Suntrust Prime Rewards

Mom applied today Instant approval for 11.5K.  Attempted to go higher and agent stated that application was only premlinary approval. Never seen or heard that before for a credit card. Any ideas why online it says approved but they have a prelimnary approval.

EQ score 780

UTI: 1%

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 10
9 REPLIES 9
AllZero
Mega Contributor

Re: Suntrust Prime Rewards

Congratulations on DM approval!
Message 2 of 10
blindambition
Senior Contributor

Re: Suntrust Prime Rewards

Congrats on DM SunTrust approval! Nice SL for them!! 🥳 

Message 3 of 10
M_Smart007
Legendary Contributor

Re: Suntrust Prime Rewards

Congratulations on your Approval..

Message 4 of 10
gdale6
Moderator Emeritus

Re: Suntrust Prime Rewards

Not uncommon for underwriting to look at it before final approval, congrats to your mother on the new card Smiley Happy

Message 5 of 10
CreditAggie
Community Leader
Super Contributor

Re: Suntrust Prime Rewards

Congratulations on DM's Suntrust Prime Rewards approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 10
cashorcharge
Community Leader
Super Contributor

Re: Suntrust Prime Rewards

Congratulations on your approval!!!

Message 7 of 10
CYBERSAM
Senior Contributor

Re: Suntrust Prime Rewards

Congrats on your approval!







                
Message 8 of 10
Harvey26
Valued Contributor

Re: Suntrust Prime Rewards


@gdale6 wrote:

Not uncommon for underwriting to look at it before final approval, congrats to your mother on the new card Smiley Happy


Underwriter says that she will have to wait until receives card to request credit limit increase. System gave max at that time. Application was fully approved and processed today. Will update once card comes and request limit increase.

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 9 of 10
Anonymous
Not applicable

Re: Suntrust Prime Rewards

great news!

Message 10 of 10
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