Re: Surprise Citi DC CLI SP!

Anonymous · ‎03-18-2020

This morning I was reading on the forum about a Citi CLI. The post mentioned there was uncertainty of whether it is a SP or HP. The mobile app kind of indicates that it will be a HP. So I went on the desktop site form my computer.

I started the request and it specifically stated "we will not obtain a credit bureau report" so I went for it since it couldn't hurt. They approved an increase of 1500!

I went back to see if I read that right and noticed that the screen for the CLI changed to say that it would need to obtain a report. So I am sure that it will indicate whether or not it is going to require a SP or HP if you are on the actual site.

I opened the account December 2019 SL 6900. Now 8400!

Citi DC balance during request $1403 which was from a BT at 0%

Experian FICO Score 8 - 756 (as of Today)

AllZero · ‎03-18-2020

Congratulations on your CLI!

AverageJoesCredit · ‎03-18-2020

Congrats You now have option to ask for more via hp though being relatively new account, i would just wait another 6 months and go for another sp cli. If at the time you feel you need more thsn 10k, feel free to use a hp and request the amount you would like

M_Smart007 · ‎03-18-2020

Congrats!!!

Anonymous · ‎03-18-2020

Congratulations!

Anonymous · ‎03-18-2020

Congratulations!!

Anonymous · ‎03-18-2020

Congrats, esspecially at a time like now.

Anonymous · ‎03-18-2020

@AverageJoesCredit wrote:
Congrats You now have option to ask for more via hp though being relatively new account, i would just wait another 6 months and go for another sp cli. If at the time you feel you need more thsn 10k, feel free to use a hp and request the amount you would like

Thanks. I will in another 6months, or I might just open a 5% rotating card. Still debating between Chase Freedom and Discover. My last inquiry was in January for CLI with WF Platinum that they denied because I did a SP the month before. If I garden long enough I am wanting to get a generous SL. The Citi DC 6900 SL was my largest to date.