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Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

jasonbourne84
Frequent Contributor

Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Surprised, but very happy to report my first-ever 3x CLI on my Delta Reserve - only a few days after getting this even more surprising auto CLI!!!

 

My CL on this card went from $1900 to $14,700 in a matter of a few days! To recap:

  • I opened this account in Dec 2017 as a Delta Gold with a $1K SL. 
  • I reallocated $900 to the CL in 2020, bringing it to $1900.
  • 4-5 days days ago, out of nowhere (and with 88% utilization on my overall credit profile), Amex gave me an auto CLI, bringing me to $4900. 
  • 3 days ago, I paid the DR balance to $0. I also paid the Hilton to $0, and paid the Schwab Plat to $5K. I additionally paid the vast majority of my other cards off (brining UTIL below 20%), but Amex wouldn't have a way of knowing that since statements have not yet cut.
  • Nevertheless, after a deepdive through old posts, I decided to give it a try now instead of waiting 30-60 days.
  • Tonight, I requested 3X the $4900 - and it was instantly approved. My CL is now $14,700.
  • Thanks for all the help, MyFico'ers Smiley Happy 


Message 1 of 22
21 REPLIES 21
Rebuild2019
Valued Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Congratulations 🎊🎈🎉 on your CLI!!!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 2 of 22
wingennis
Valued Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

That's a lot of new purchasing power!  Enjoy

Message 3 of 22
coreyb80
Senior Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Congrats on the nice increase!

Message 4 of 22
M_Smart007
Legendary Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Grats on the CLI

Message 5 of 22
CreditAggie
Community Leader
Super Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Congratulations on your Amex 3X CLI!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 22
benreily
Established Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Congrats for all your CLI streaks!

Starting Score: (Nov 2013) EQ 650, EXP 750, TU 750 | Score: (Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Recent(Apr 13th,2022) EQ Fico 8 -, Fico 9 817 | TU Fico 8 823, Fico 9 - | EX Fico 8 791, Fico 9 - | AoOA 20 years, 0 months, AAoA 6 years, 7 months
Message 7 of 22
Salvador07
Established Member

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Nice! congrats on the back to back CLI's 




Bank of America | AOD | Penfed

Personal:
B of A Cash Reward $1,000 09/19
Cap One Secured $1,300 07/19
PenFed Powercash $7,500 10/21
Citi Custom Cash $500 10/21
AOD Visa Platinum $1,000 10/21
Upgrade Visa LOC $4,000 11/21

Business cards:
B of A Cash Reward Business $5,000 09/21
Jet Blue Business $1,000 09/21
Jet Blue Business #2 $1,000 09/21
Message 8 of 22
Trini88
Established Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Congrats on your massive CLIs!!!!



Goal Cards:
Message 9 of 22
quikj9
Frequent Contributor

Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI

Wow! Nice CLI streak. Way to capitalize on the momentum. 




Message 10 of 22
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