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11-12-2021
12:24 AM
11-12-2021
12:24 AM
Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Surprised, but very happy to report my first-ever 3x CLI on my Delta Reserve - only a few days after getting this even more surprising auto CLI!!!
My CL on this card went from $1900 to $14,700 in a matter of a few days! To recap:
- I opened this account in Dec 2017 as a Delta Gold with a $1K SL.
- I reallocated $900 to the CL in 2020, bringing it to $1900.
- 4-5 days days ago, out of nowhere (and with 88% utilization on my overall credit profile), Amex gave me an auto CLI, bringing me to $4900.
- 3 days ago, I paid the DR balance to $0. I also paid the Hilton to $0, and paid the Schwab Plat to $5K. I additionally paid the vast majority of my other cards off (brining UTIL below 20%), but Amex wouldn't have a way of knowing that since statements have not yet cut.
- Nevertheless, after a deepdive through old posts, I decided to give it a try now instead of waiting 30-60 days.
- Tonight, I requested 3X the $4900 - and it was instantly approved. My CL is now $14,700.
- Thanks for all the help, MyFico'ers
21 REPLIES 21
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11-12-2021
01:59 AM
11-12-2021
01:59 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Congratulations 🎊🎈🎉 on your CLI!!!
CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574
CLOSED : Capital One Quicksilver One | OpenSky |
CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574
CLOSED : Capital One Quicksilver One | OpenSky |
Message 2 of 22
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11-12-2021
04:53 AM
11-12-2021
04:53 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
That's a lot of new purchasing power! Enjoy
Message 3 of 22
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11-12-2021
06:42 AM
11-12-2021
06:42 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Congrats on the nice increase!
Message 4 of 22
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11-12-2021
06:51 AM
11-12-2021
06:51 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Grats on the CLI
Message 5 of 22
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11-12-2021
08:05 AM
11-12-2021
08:05 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Congratulations on your Amex 3X CLI!
Current Cards (in order of approval):
Current FICO 8 | 9 (January 2025):
Credit Age:
Inquiries (6/12/24):
Banks & CUs:
Current FICO 8 | 9 (January 2025):
Credit Age:
Inquiries (6/12/24):
Banks & CUs:
Message 6 of 22
Anonymous
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11-12-2021
08:12 AM
11-12-2021
08:12 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Congrats for all your CLI streaks!
Message 7 of 22
Anonymous
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11-12-2021
08:58 AM
11-12-2021
08:58 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Nice! congrats on the back to back CLI's
Message 8 of 22
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11-12-2021
09:10 AM
11-12-2021
09:10 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Congrats on your massive CLIs!!!!
10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 9 of 22
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11-12-2021
11:03 AM
11-12-2021
11:03 AM
Re: Surprising 3X Amex CLI After Surprising 2.5X Auto CLI
Wow! Nice CLI streak. Way to capitalize on the momentum.
Message 10 of 22
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