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Sweet Baby Jesus...Apple Card finally approved...

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pizza1
Community Leader
Super Contributor

Sweet Baby Jesus...Apple Card finally approved...

I dont know how many times Ive tried,  and always denied citing BK for all reasons, even though they approve just after a few years out.  This time tried the ACT instead.  Put in 3 Mac airs in my cart (hoping for a larger SL), checked out under the "apple payments" and applied. Asked me first for last 4 SSN, then for full SSN,  (TU unfrozen), and then it went to review.  I thought denial again, but then shortly after I received an email saying I was approved!  Immediately went to wallet, and it wasnt there until I hit "apply" again, and then it popped up.   SL $2.5K, 18.99% apr Smiley Sad  

 

I quickly removed everything from my online cart, went to wallet, accepted, and ordered physical card.  Im sure this will grow eventually, and happy for the approval finally.  I "think" my last TU score was 751 or around there, 6 new accounts last 2 years, (a few ready to age off to 2 years next month),  23 inq (only 12 counting though, and several to fall off in next 1-3 months). BK is a few months past 8 years DC, util showing 1%, overall available credit "I think" is around $450K. 

 

 

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Message 1 of 25
24 REPLIES 24
CreditAggie
Community Leader
Super Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congratulations on your Apple Card approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 25
CreditCuriosity
Moderator Emeritus

Re: Sweet Baby Jesus...Apple Card finally approved...

yaya congrats.  Finally only took a year or two Smiley Happy

Message 3 of 25
Ilinferno
Established Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congrats! The persistence paid off!

Message 4 of 25
Rebuild2019
Valued Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congratulations 🎉🎈🎊 @pizza1 on your approval!!!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 5 of 25
Jordan23ww
Senior Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

 Congratulations on your approval! I am excited for you!  I got denied 11 times applying in the wallet. Like you the Apple Cart Trick is what finally worked for me! Enjoy your new card! 

       
 


Message 6 of 25
NoMoreE46
Community Leader
Senior Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Grats

 

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Message 7 of 25
SUPERSQUID
Valued Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

HALLELUJAH !!!!!

Message 8 of 25
Ontherise2020
Frequent Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congrats on your Apple Card Approval!

 

FICO Scores:
EX 760
TU 771
EQ 773
FICO 9 784
Message 9 of 25
cashorcharge
Community Leader
Super Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

WOOHOO!!!  Outstanding!!!!  Congratulations @pizza1 on your Apple Card Approval!!

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Message 10 of 25
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