Target CLI & Upgrade

[Anonymous]

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@PullingMeSoftly wrote:

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@Anonymous wrote:

Congratulations on your CLI!

I recently made a post asking others about their experience with Target RedCard CLI's. Your experience sounds similar to mine, where I had a $1800 CL then was increased to $6000 after the MC upgrade. Another pattern that was found is that after this MC upgrade, myself and some others now recieve a $2000 auto CLI every 6 months. It would be awesome to see a follow up in the future to see if this is also the case for you. 

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What's your spend pattern looking like? How long to the 6k MC? Trying to get an idea as to how long it might take for me to get to a MC upgrade with a newly opened 2500 SL

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I spend anywhere between $20 to $80 a month, $100 at the most. I pay in full and on time every month. I believe I recieved the MC offer after having the card for 6 months. 

[PullingMeSoftly]

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@Anonymous wrote:

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@PullingMeSoftly wrote:

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@Anonymous wrote:

Congratulations on your CLI!

I recently made a post asking others about their experience with Target RedCard CLI's. Your experience sounds similar to mine, where I had a $1800 CL then was increased to $6000 after the MC upgrade. Another pattern that was found is that after this MC upgrade, myself and some others now recieve a $2000 auto CLI every 6 months. It would be awesome to see a follow up in the future to see if this is also the case for you. 

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What's your spend pattern looking like? How long to the 6k MC? Trying to get an idea as to how long it might take for me to get to a MC upgrade with a newly opened 2500 SL

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I spend anywhere between $20 to $80 a month, $100 at the most. I pay in full and on time every month. I believe I recieved the MC offer after having the card for 6 months. 

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Awesome, thanks for those DP's...somewhat mirrors my anticipated spend so I'm hopeful, cheers!

[althes]

I am hoping end of this year I get the upgrade.

[azsnake]

Do you usually pay in full or carry some balance? I cant tell which they prefer. Trying to get an increase also.

[tanya0525]

@azsnake I always pay in full. I usually pay as soon as it post. I do that for all my accounts. 

[Failingupwards]

I just had the same thing happen. I've had my card for a VERY long time though. Maybe back to 2007?

[NoMoreE46]

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@CreditJourney007 wrote:

Congrats! Do you remember when your last CLI was? Mine has been at $2100 for 5 months and it really seems like lately people have been going from $2000 - $2500 to the MC at their next increase interval. I'm hoping I'm next soon!

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On average, two years / $6000 is where TD grants the MC.  How to get to that $6000  CL is the unicorn though.  

[FalconSteve]

From what I've seen, they like when balances post, but you don't need to pay interest (PIF by due date, but after statement cut)

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@azsnake wrote:

Do you usually pay in full or carry some balance? I cant tell which they prefer. Trying to get an increase also.

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