Target CLI

[Sbrav77]

Woke up early this morning and decided to jump on Credit Karma for no apparent reason , lol. I was shocked to see an increase on my Target Redcard limit showing. Oddly, I had some things going on in my personal life and forgot about the payment due date.  I made it 2 days late, oops. My limit went from $2900.00 up to $5,000. An increase of $2100.00. I'm assuming this is a pretty decent CLI for Target.  So, does anyone think this will trigger that magical change from Redcard to the Target Mastercard, or do they even offer that anymore?

[Credit4Growth]

🍻 Congrats on the surprise incerease!
Unfortunately I have no experience with the change over to a Target Mastercard.

[mfinsmi1]

ugh I can't get my red card to grow at all never missed a payment always PIF - so what's your secret lol

[Sbrav77]

O

I have no secret that I know of. I've been a cardholder since  2013 and I believe started with an initial limit of $500.00 back then. 

[Adkins]

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@Sbrav77 wrote:

Woke up early this morning and decided to jump on Credit Karma for no apparent reason , lol. I was shocked to see an increase on my Target Redcard limit showing. Oddly, I had some things going on in my personal life and forgot about the payment due date.  I made it 2 days late, oops. My limit went from $2900.00 up to $5,000. An increase of $2100.00. I'm assuming this is a pretty decent CLI for Target.  So, does anyone think this will trigger that magical change from Redcard to the Target Mastercard, or do they even offer that anymore?

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Congratulations!! It very well could be the change to the MC, just keep an eye on your mailbox! 😃

[Anonymous]

@Sbrav77  Perhaps it was only coincidence. For data points: How long have you had the card? Do you have other bad marks reporting?

[Sbrav77]

I have had the card since 2013. Originally it had a $500.00 limit.  I have no negative accounts since 2017. Have a few charged off credit cards back then. Nothing negative with Target though.

[NoMoreE46]

@Sbrav77 ,

Congrats on the huge increase.

Once your CL reaches $4,000- typically, the Redcard get the MC upgrade.

As noted, a letter should be notifying you of the increase and MC conversion.

[SouthJamaica]

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@Sbrav77 wrote:

Woke up early this morning and decided to jump on Credit Karma for no apparent reason , lol. I was shocked to see an increase on my Target Redcard limit showing. Oddly, I had some things going on in my personal life and forgot about the payment due date.  I made it 2 days late, oops. My limit went from $2900.00 up to $5,000. An increase of $2100.00. I'm assuming this is a pretty decent CLI for Target.  So, does anyone think this will trigger that magical change from Redcard to the Target Mastercard, or do they even offer that anymore?

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Yes it probably does mean the Mastercard is coming.

[SUPERSQUID]

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@Sbrav77 wrote:

Woke up early this morning and decided to jump on Credit Karma for no apparent reason , lol. I was shocked to see an increase on my Target Redcard limit showing. Oddly, I had some things going on in my personal life and forgot about the payment due date.  I made it 2 days late, oops. My limit went from $2900.00 up to $5,000. An increase of $2100.00. I'm assuming this is a pretty decent CLI for Target.  So, does anyone think this will trigger that magical change from Redcard to the Target Mastercard, or do they even offer that anymore?

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NICE ONE !!!

Usually you need a crowbar to pry a cli out of the red card