Target RED Card Approval: SL $1000

[Anonymous]

Woohoo! Target RedCard approval, SL $1000

This will likely be the last card I apply for for a bit until some of my new TLs start showing up on my report.  DW and I shop at target more than I particularly like, and she's been using the debit version of the red card for some time.  This will be MUCH nicer.

HP: EQ

FICO8: EQ-614 (Some reason the FICO8 model + EQ sucks for me)

AAoA: 5yr 4 Mos

Derog: 1 paid collection ( I hate VZQ ) less than 12 months ago, 2 late payments 4 yrs ago on an AU card.

Utilization: 58%

[Anonymous]

Congrats! That’s actually a pretty healthy SL since the majority seem to start at the $300 point. Use it and make payments and it’ll grow for sure.

[Remedios]

Congrats on your approval 

[simplynoir]

Congrats on your new card there.

[AverageJoesCredit]

Now you can target the MC

[xaximus]

Congrats on the approval! If you can, bring down your UTI as your hitting 3 thresholds which is hitting your scores for 30-60 points.

[Anonymous]

Congrats on approval !!!!!

[Anonymous]

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@xaximus wrote:
Congrats on the approval! If you can, bring down your UTI as your hitting 3 thresholds which is hitting your scores for 30-60 points.

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Working on it... most of it is my wife's card i'm an AU on, and its killing me (not pictured in my sig).  These new accounts I've opened are brining that util number down.  Soon and very soon, i'll be below 10%

[Anonymous]

Congrats on your Target Red card approval! 

[5KRunner]

Congratulations on a great card and respectable SL!