Re: Target Red Card Approval $3K

BluePoodle · ‎05-23-2014

Confession, I was supposed to be gardening. And I intended to do just that. I am setting my daughter up in her apartment for the summer and we were at Target. We had a big purchase so I was planning to apply for the Red Debit Card. When we arrived at the checkout, I realized that I did not have my checking account info available. I wanted the 5% off of our purchase. So I just went ahead an applied for the Red Credit Card.

I was approved for $3,000! My Credit score is going to take a hit! We had to apply for her apartment and get renters insurance so with the CC apps for May I will be gardening for a little while for sure!

SunriseEarth · ‎05-23-2014

Congrats! Very nice initial CL!

Anonymous · ‎05-23-2014

Congrats!

B335is · ‎05-23-2014

Congrats nice limit!

gdale6 · ‎05-23-2014

Grats on your Red Card approval OP

ExplicitElicit · ‎05-23-2014

Nice starting limit! Congrats!!!!

Energy One FCU $5,000 (Now Elan Financial)

chalupaman · ‎05-23-2014

Congrats on the awesome initial CL and the card!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

bigblue7722 · ‎05-23-2014

congrats thats a very high line for target. How much was the purchase if you dont mind me asking?

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

BluePoodle · ‎05-23-2014

@bigblue7722 wrote:
congrats thats a very high line for target. How much was the purchase if you dont mind me asking?

It was $280 or around that amount before the 5%. It's not a lot, but for us it is since we don't shop at Target for that much. There were a couple of items however that offered 5% or more through their cartwheel app and I was told that they will stack discounts with the red card, so we saved over $30. I am not sure how much I will use it, but my daughter will probably use it more than me so either way it was worth opening the TL.

I really hadn't planned to open it. So I hadn't done much research here on initial CL's but it looks like for some reason they liked me. My Barclay had just reported (even though I don't have the cards yet) and Target matched their CL, so I am thinking that might be why I got that amount. Just guessing though....

coldnmn · ‎05-23-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Target Red Card Approval $3K

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Target Red Card Approval $3K