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Target Red Card & Kohls Approvals! W00t!

tag
hackersmovie
Contributor

Target Red Card & Kohls Approvals! W00t!

Just got approved for a Kohls store card ($800 CL) and the Target Red Card Credit ($900 CL). I'm now in 'gardening mode' for at least the next 4-6 months. 

 

While I know store cards aren't the best options vs. a regular bank card I have felt bad about my wife losing her Kohls card in our BK last year. I was super happy to get approved so she has access to a Kohls card again. The Target card was just to boost my discount from 3% (using BofA Cust. Cash) to 5%. Also, adds 2 more tradelines while also absolutely killing my Aaoa. Where's my potting soil..... Smiley LOL

 

Screenshot 2023-01-02 194257.jpg

 

Kohls pulled TU - my current score 744, 7 Inquiries

Target pulled Eq - my current score 669, 9 inquiries

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 1 of 10
9 REPLIES 9
mgood
Valued Contributor

Re: Target Red Card & Kohls Approvals! W00t!

Congratulations!

Store cards are better than no cards. They will help build your credit profile back up.



EQ8 761, TU8 749, EX8 766 as of January 16
AZE10 - 6% Utl - New Cards: 2/6, 3/12, 8/24
Message 2 of 10
coreyb80
Super Contributor

Re: Target Red Card & Kohls Approvals! W00t!

Congrats on the approvals!

Message 3 of 10
hackersmovie
Contributor

Re: Target Red Card & Kohls Approvals! W00t!


@mgood wrote:

Congratulations!

Store cards are better than no cards. They will help build your credit profile back up.


Agreed! I'm kinda doing things a bit backwards though... was approved for a Truist Enjoy Cash last month with $3500 CL and the BofA Customized Cash in November for $3500 CL. Still super happy with these 2 approvals today though.

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 4 of 10
cashorcharge
Community Leader
Super Contributor

Re: Target Red Card & Kohls Approvals! W00t!

WooHoo!! Congratulations on both your Approvals!!👏🏼🍾🥂

Message 5 of 10
hackersmovie
Contributor

Re: Target Red Card & Kohls Approvals! W00t!


@cashorcharge wrote:

WooHoo!! Congratulations on both your Approvals!!👏🏼🍾🥂


Thanks! I know it may be silly but, I'm pretty dang excited about these small store card approvals.

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 6 of 10
JoeRockhead
Senior Contributor

Re: Target Red Card & Kohls Approvals! W00t!

Approvals are always exciting no matter where they come from, congrats on your new cards, and GL in the garden!

Message 7 of 10
KingRue8500
Senior Contributor

Re: Target Red Card & Kohls Approvals! W00t!

Congrats on your Target RedCard & Kohl's approvals




Message 8 of 10
hackersmovie
Contributor

Re: Target Red Card & Kohls Approvals! W00t!


@KingRue8500 wrote:

Congrats on your Target RedCard & Kohl's approvals


Thanks! 

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 9 of 10
CreditAggie
Community Leader
Super Contributor

Re: Target Red Card & Kohls Approvals! W00t!

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 10
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