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Target RedCard

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Matt9543
Established Contributor

Target RedCard

Been spending a ton more at Target recently, and figured I would try for the RedCard credit card, and got approved today for a $2,000 limit. I've seen a lot of people report that this has grown over the years so I'm excited to see how much it does!


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 1 of 40
39 REPLIES 39
Anonymous
Not applicable

Re: Target RedCard


@Matt9543 wrote:

Been spending a ton more at Target recently, and figured I would try for the RedCard credit card, and got approved today for a $2,000 limit. I've seen a lot of people report that this has grown over the years so I'm excited to see how much it does!


Congrats! DW and I LOVE our RedCard, and like you said, it has grown... initial limit $1000, now a $7000 MasterCard.  

 

Congrats again, and use it well.  It's a great card for Target purchases.  

Message 2 of 40
gdale6
Moderator Emeritus

Re: Target RedCard

Grats on your new Target card Smiley Happy

Message 3 of 40
sznthescore
Established Contributor

Re: Target RedCard

Congrats! Nice $2k starting limit too!

REBUILDER CARDS




Goal: FICO 700+
Message 4 of 40
Elpadrino1
Valued Contributor

Re: Target RedCard

Congratulations on your approval!!

Message 5 of 40
Matt9543
Established Contributor

Re: Target RedCard


@Anonymous wrote:

@Matt9543 wrote:

Been spending a ton more at Target recently, and figured I would try for the RedCard credit card, and got approved today for a $2,000 limit. I've seen a lot of people report that this has grown over the years so I'm excited to see how much it does!


Congrats! DW and I LOVE our RedCard, and like you said, it has grown... initial limit $1000, now a $7000 MasterCard.  

 

Congrats again, and use it well.  It's a great card for Target purchases.  


Thank you! How long and at what limit did it take for it to convert to a MasterCard?


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 6 of 40
CreditAggie
Community Leader
Super Contributor

Re: Target RedCard

Congratulations on your Target approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 40
Mr_Mojo_Risin
Senior Contributor

Re: Target RedCard

That's some exciting news, glad to hear it.

Congratulations on a sweet approval!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 8 of 40
Titans84
Valued Contributor

Re: Target RedCard

Congrats.

 

I've had a Target card for 11 years. It started with a $200 CL and has grown to $9,500 with a CLI just a month ago. All increases have been auto and sometimes random; then sometimes there is a consistent 'every 6 months' uptick. Use it a lot and the line will grow and be converted to a MasterCard.

Current FICO 8:



Message 9 of 40
Total80sKid
Senior Contributor

Re: Target RedCard

Congrats on your Target RedCard approval 👍🏼

Message 10 of 40
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